# Carter Bank

> Carter Bank in VA and NC offers savings and checking accounts, CDs, money market accounts, auto loans and mortgages plus business banking. Learn more.

## About Carter Bank
Carter Bank offers personal and business banking in Virginia and North Carolina. We provide Checking Accounts, Savings Accounts, CDs, Money Market Accounts, IRAs, mortgages, HELOCs, Personal Loans, Auto Loans and Credit Cards. For business customers, we provide Business Checking Accounts, Business Savings Accounts, Business Loans, Commercial Real Estate Loans, Treasury Management, Business Insurance and more. Bank online, with our mobile app, or visit one of our VA or NC branches today.

## Blog Posts
- [4 Ways to Plan for a Prosperous New Year](https://www.carterbank.com:443/resources/learn/carter-bank-blog/january-2026/planning-for-new-year)
- [5 Things to Know Before Buying Your First Home](https://www.carterbank.com:443/resources/learn/carter-bank-blog/june-2026/first-time-homebuyer): Buying a first home is more than a financial decision, it’s a major milestone. Discover 5 things to know before buying your first home from Carter Bank.
- [7 Activities You Can Do Right Now to Help Your Kids Build Smart Money Habits](https://www.carterbank.com:443/resources/learn/carter-bank-blog/march-2026/youth-savings): Help your kids learn how to handle money! Try these 7 activities from Carter Bank that you can do right now to help you kids build smart money habits.
- [Beware of Wire Fraud](https://www.carterbank.com:443/resources/learn/carter-bank-blog/march-2023/beware-of-wire-fraud): Wire fraud is one of the most popular ways for cybercriminals to steal money from your business. Carter Bank explains it happens and tips to prevent it.
- [Business Email Compromise: Essential Strategies for Protecting Your Business](https://www.carterbank.com:443/resources/learn/carter-bank-blog/august-2024/business-email-compromise)
- [Carter Bank Expands Partnership with the Liberty Flames](https://www.carterbank.com:443/resources/learn/carter-bank-blog/august-2023/carter-bank-expands-partnership-with-the-liberty-flames): Read this helpful Carter Bank blog, Carter Bank Expands Partnership with the Liberty Flames.
- [Creating a Budget: Your Path to Financial Prosperity](https://www.carterbank.com:443/resources/learn/carter-bank-blog/october-2024/creating-a-budget-your-path-to-financial-prosperity)
- [Disability Income Insurance for Self Employed Individuals](https://www.carterbank.com:443/resources/learn/carter-bank-blog/december-2022/disability-income-insurance-for-self-employed-individuals): Read this helpful Carter Bank blog, Disability Income Insurance for Self Employed Individuals.
- [Financial Education Month: Savings Accounts](https://www.carterbank.com:443/resources/learn/carter-bank-blog/april-2024/financial-education-month-savings-accounts): Read this helpful Carter Bank blog, Financial Education Month: Savings Accounts.
- [Goats to Work! Carter Bank's Innovative Approach to Land Management](https://www.carterbank.com:443/resources/learn/carter-bank-blog/september-2024/goats-to-work-carter-bank-s-innovative-approach-to-land-management)
- [Holiday Spending That Won't Break The Bank](https://www.carterbank.com:443/resources/learn/carter-bank-blog/december-2025/holiday-spending)
- [How To File Taxes With Confidence](https://www.carterbank.com:443/resources/learn/carter-bank-blog/february-2026/tax-prep-tips)
- [Is Refinancing Right For You?](https://www.carterbank.com:443/resources/learn/carter-bank-blog/january-2022/is-refinancing-right-for-you): Read this helpful Carter Bank blog, Is Refinancing Right For You?
- [Prepping for an Empty Nest](https://www.carterbank.com:443/resources/learn/carter-bank-blog/july-2026/prepping-for-an-empty-nest): Wondering what to do financially when your kids move out? Learn how empty nesters can boost retirement savings, reduce expenses, and plan for the next chapter.
- [Security Hints & Tips: Hovering Over Links](https://www.carterbank.com:443/resources/learn/carter-bank-blog/august-2022/security-hints-tips-hovering-over-links): Read this helpful Carter Bank blog, Security Hints & Tips: Hovering Over Links.
- [Security Hints & Tips: Watch Out for Tailgating](https://www.carterbank.com:443/resources/learn/carter-bank-blog/february-2023/security-hints-tips-watch-out-for-tailgating): Read this helpful Carter Bank blog, Security Hints & Tips: Watch Out for Tailgating.
- [Stay One Step Ahead of Cyber Threats](https://www.carterbank.com:443/resources/learn/carter-bank-blog/october-2025/cybersecurity-awareness-month): Stay One Step Ahead of Cyber Threats with fraud prevention tips from Carter Bank during Cybersecurity Awareness Month. Learn how to protect your finances.
- [Stay Safe When Using AI Tools](https://www.carterbank.com:443/resources/learn/carter-bank-blog/september-2023/stay-safe-when-using-ai-tools): Read this helpful Carter Bank blog, Stay Safe When Using AI Tools.
- [Top 5 Ways Carter Bank Can Help Your Business Prosper](https://www.carterbank.com:443/resources/learn/carter-bank-blog/may-2025/top-5-offerings-for-businesses)
- [When Life Gives You Brush, Call the Goats: Carter Bank Partners with Goat Busters (Again!)](https://www.carterbank.com:443/resources/learn/carter-bank-blog/july-2025/carter-bank-partners-with-goat-busters-again)
- [Wire Fraud: Protecting Your Business from a Growing Threat](https://www.carterbank.com:443/resources/learn/carter-bank-blog/march-2024/wire-fraud-protecting-your-business-from-a-growing-threat): Read this helpful Carter Bank blog, Wire Fraud: Protecting Your Business from a Growing Threat.
- [Booking a Vacation Rental? "Getaway" From These Scams!](https://www.carterbank.com:443/resources/learn/carter-bank-blog/august-2023/booking-a-vacation-rental-getaway-from-these-scams): Booking a vacation rental? "Getaway" from these scams! Carter Bank shares tips to spot fake listings, avoid fraud, and protect your money. Learn more.
- [Celebrating 50 Years: A Spotlight on Jane Ann Davis](https://www.carterbank.com:443/resources/learn/carter-bank-blog/april-2024/celebrating-50-years-a-spotlight-on-jane-ann-davis): Read this helpful Carter Bank blog, Celebrating 50 Years: A Spotlight on Jane Ann Davis.
- [Empowering the Next Generation Through Youth Savings](https://www.carterbank.com:443/resources/learn/carter-bank-blog/april-2025/empowering-the-next-gen)
- [Financial Foundations: How to Raise Financially Confident Kids](https://www.carterbank.com:443/resources/learn/carter-bank-blog/april-2026/financial-literacy-month-kids): The earlier kids begin managing money, the stronger financial skills become. Learn how to raise financially confident kids with tips from Carter Bank.
- [How to Avoid Peer-to-Peer (P2P) App Scams](https://www.carterbank.com:443/resources/learn/carter-bank-blog/february-2026/how-to-avoid-peer-to-peer-p2p-app-scams): Don’t' be a victim of peer-to-peer app scams! This article from Carter Bank explains how to avoid common P2P scams and prevent this type of fraud. Read it.
- [How to Streamline Your Small Business Finances: 6 Practical Steps for Growth](https://www.carterbank.com:443/resources/learn/carter-bank-blog/may-2026/streamline-your-small-business-finances): Streamlining your finances is one of the most critical things small business owners can do. Start with these 6 practical steps for growth from Carter Bank.
- [Identity Theft Awareness Week: Essential Tips for Safeguarding Your Identity](https://www.carterbank.com:443/resources/learn/carter-bank-blog/january-2025/id-theft-safeguard-tips): Identity theft threats continue to rise across the country. Carter Bank shares essential fraud prevention tips to safeguard your data in this article.
- [Putting Your Home’s Value To Work With A Home Equity Line of Credit (HELOC)](https://www.carterbank.com:443/resources/learn/carter-bank-blog/september-2024/putting-your-home-s-value-to-work-with-a-home-equity-line-of-credit-heloc): Putting your home’s value to work with a home equity line of credit (HELOC) can fund projects or help you consolidate debt. Learn more from Carter Bank.
- [Security Hints & Tips: How to Be Prepared for Future Threats](https://www.carterbank.com:443/resources/learn/carter-bank-blog/december-2022/security-hints-tips-how-to-be-prepared-for-future-threats): Read this helpful Carter Bank blog, Security Hints & Tips: Watch Out for Tailgating.
- [Security Hints & Tips: The Shock Factor: Don't Take the Bait!](https://www.carterbank.com:443/resources/learn/carter-bank-blog/march-2023/security-hints-tips-the-shock-factor-don-t-take-the-bait): Read this helpful Carter Bank blog, The Shock Factor: Don't Take the Bait!
- [The Story Behind Our Brand: From Idea to Reality](https://www.carterbank.com:443/resources/learn/carter-bank-blog/november-2024/the-story-behind-our-brand)
- [What’s The Deal With Data Breaches?](https://www.carterbank.com:443/resources/learn/carter-bank-blog/august-2022/what-s-the-deal-with-data-breaches): Read this helpful Carter Bank blog, What's The Deal With Data Breaches?
- [When General Liability Isn't Enough | Contractor Errors and Omissions Insurance](https://www.carterbank.com:443/resources/learn/carter-bank-blog/february-2023/when-general-liability-isn-t-enough-contractor-errors-and-omissions-insurance): When general liability isn't enough, contractors need errors and omissions insurance. Carter Bank explains coverage gaps and protection in this article.
- [Financial Foundations: Simple Steps To Help Young Adults Become Financially Independent](https://www.carterbank.com:443/resources/learn/carter-bank-blog/april-2026/financial-literacy-month-young-adults): Adulthood is when financial independence begins. Learn simple steps to help young adults can become financially independent in this Carter Bank article.
- [Financial Scams Targeting Senior Citizens](https://www.carterbank.com:443/resources/learn/carter-bank-blog/february-2026/financial-scams-targeting-senior-citizens): Online scams targeting senior citizens have become all too common. Learn how to protect yourself and your family from fraud in this Carter Bank article.
- [Office Plants - Tips, Tricks, and What to Avoid](https://www.carterbank.com:443/resources/learn/carter-bank-blog/april-2024/office-plants-tips-tricks-and-what-to-avoid): Read this helpful Carter Bank blog, Office Plants - Tips, Tricks, and What to Avoid.
- [Financial Education Month: Tax Refunds](https://www.carterbank.com:443/resources/learn/carter-bank-blog/april-2024/financial-education-month-tax-refunds): Read this helpful Carter Bank blog, Financial Education Month: Tax Refunds.
- [Financial Foundations: 6 Ways Adults Can Manage Debt, Save, and Plan for the Future](https://www.carterbank.com:443/resources/learn/carter-bank-blog/april-2026/financial-literacy-month-adults): Now is the perfect time to strengthen your financial literacy skills. Learn 6 ways adults can manage debt, save and plan for the future from Carter Bank.
- [How to Boost Online Banking Security](https://www.carterbank.com:443/resources/learn/carter-bank-blog/february-2026/how-to-boost-online-banking-security): It’s important to understand online banking security and how to keep yourself and your money safe. Learn how to boost security from Carter Bank in VA & NC.
- [Earth Month: Positive Impacts of Embracing Thrifting](https://www.carterbank.com:443/resources/learn/carter-bank-blog/april-2024/earth-month-positive-impacts-of-embracing-thrifting): Read this helpful Carter Bank blog, Earth Month: Positive Impacts Embracing Thrifting.
- [Financial Foundations: Protecting What You’ve Built For Retirement](https://www.carterbank.com:443/resources/learn/carter-bank-blog/april-2026/financial-literacy-month-retirement): Retirees face challenges like managing fixed income and rising healthcare costs. Learn how to protect what you’ve built for retirement from Carter Bank.
- [Embracing Natural Cleaning Solutions: A Guide to a Healthier Home and Planet](https://www.carterbank.com:443/resources/learn/carter-bank-blog/april-2024/embracing-natural-cleaning-solutions-a-guide-to-a-healthier-home-and-planet): This guide from Carter Bank delves into the reasons why embracing natural cleaning solutions is a necessity for a healthier home and lifestyle. Read it.
- [Carter Bank Celebrates Half a Century of Exceptional Banking in 2024](https://www.carterbank.com:443/resources/learn/carter-bank-blog/april-2024/carter-bank-celebrates-half-a-century-of-exceptional-banking-in-2024): Carter Bank in VA and NC approaches a significant milestone in 2024, marking half a century of exceptional banking and community engagement. Learn more.

## Blogs
- [Carter Bank Blog](https://www.carterbank.com:443/resources/learn/carter-bank-blog): Read the latest news and financial articles on subjects like online security and fraud prevention from Carter Bank in VA and NC. Explore our blog now.

## Current Promotions
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## Locations
- [Bassett, VA - 380 Riverside Dr.](https://www.carterbank.com:443/locations/bassett-branch): The team at Carter Bank's branch in Bassett, VA is ready to help you apply for a personal or business loan or open a checking or savings account. Visit us.
- [Bassett, VA - 9112 Virginia Ave.](https://www.carterbank.com:443/locations/oak-level-corporate): At Carter Bank's Oak Level Corporate Branch at 9112 Virginia Avenue in Bassett, VA, we are open five days a week for corporate business. View details.
- [Bedford, VA - 550 Blue Ridge Ave.](https://www.carterbank.com:443/locations/bedford-branch): Carter Bank's branch is located nearby at 550 Blue Ridge Avenue in Bedford, VA. Come visit us today to open a savings account, apply for a loan and more.
- [Bedford, VA - 1621 Forest Rd.](https://www.carterbank.com:443/locations/forest-road-branch): At Carter Bank's Bedford branch located at 1621 Forest Road, we can assist you with loans, bank accounts, credit cards and so much more. Visit us today.
- [Blacksburg, VA - 105 King St.](https://www.carterbank.com:443/locations/blacksburg-branch-atm): Head over to Carter Bank's Blacksburg, VA branch at 105 King Street to find an ATM near you, open a savings or checking account and more. Visit us today.
- [Boones Mill, VA - 50 Boones Mill Rd.](https://www.carterbank.com:443/locations/boones-mill-branch): Carter Bank's branch located at 50 Boone Mill Road in Boones, VA is the place to go to open a savings account, apply for a home loan and more. Visit us.
- [Charlottesville, VA - 800 Gardens Blvd.](https://www.carterbank.com:443/locations/gardens-blvd-branch): Head over to Carter Bank's branch located at 800 Gardens Blvd. in Charlottesville, VA to apply for a mortgage, open an account and more. Visit us today.
- [Charlottesville, VA - 1330 Parham Circle](https://www.carterbank.com:443/locations/mill-creek-atm): Visit Carter Bank's Mill Creek branch at 1330 Parham Circle in Charlottesville, VA to get cash from a nearby ATM, open an account and more. Visit us today.
- [Charlottesville, VA - 300 Preston Avenue, Suite 101](https://www.carterbank.com:443/locations/preston-avenue-atm): Carter Bank offers a branch at 300 Preston Ave in Charlottesville, VA with an ATM and a friendly staff to help you get a loan or open an account. Visit us.
- [Chase City, VA - 749 East 2nd St.](https://www.carterbank.com:443/locations/chase-city-branch): Carter Bank's team is ready to assist you with opening a savings account or CD and so much more. Visit our branch at 749 East 2nd Street in Chase City, VA.
- [Chatham, VA - 140 South Main St.](https://www.carterbank.com:443/locations/chatham-branch): Carter Bank's friendly team can help you apply for a personal loan or open a savings or checking account at our branch in Chatham, VA. Visit us today.
- [Christiansburg, VA - 200 College St NW](https://www.carterbank.com:443/locations/christiansburg-branch): Want some help opening a savings or checking account or applying for a loan? Visit Carter Bank's branch on College Street in Christiansburg, VA today.
- [Christiansburg, VA - 370 Arbor Drive Northeast](https://www.carterbank.com:443/locations/market-place-branch): Carter Bank's Market Place Branch in Christiansburg, VA offers a friendly staff that can help you apply for loan, open a saving account and more. Visit us.
- [Clarksville, VA - 1002 Virginia Ave](https://www.carterbank.com:443/locations/clarksville-branch): At Carter Bank's Clarksville, VA branch on Virginia Avenue, we can help you apply for a mortgage, HELOC or auto loan or open an account. Visit us today.
- [Collinsville, VA - 128 West Paul St.](https://www.carterbank.com:443/locations/collinsville-branch): Carter Bank's branch located at 128 Paul Street in Collinsville, VA offers assistance with everything from business loans to mortgages. Visit us today.
- [Danville, VA - 140 Kentuck Rd.](https://www.carterbank.com:443/locations/58-east-branch): At Carter Bank's branch in Danville, VA on Kentuck Road, you can open a savings or checking account, apply for a home loan and much more. Visit us today.
- [Danville, VA - 903 South Main St.](https://www.carterbank.com:443/locations/south-main-danville-branch): Carter Bank offers a branch at 903 South Main Street in Danville, VA where you can open a savings account or a CD, apply for a loan and more. Visit us.
- [Danville, VA - 3060 North Main St.](https://www.carterbank.com:443/locations/north-main-danville-branch): Carter Bank's North Main branch in Danville, VA offers mortgages, auto loans, savings accounts, checking accounts, CDs, and much more. Visit us today.
- [Danville, VA - 141 Westover Dr.](https://www.carterbank.com:443/locations/riverside-drive-branch-atm): The team at Carter Bank's Danville, VA branch is the place to go to open a savings or checking account, get cash at our ATM and much more. Visit us today.
- [Falmouth, VA - 175 Warrenton Rd.](https://www.carterbank.com:443/locations/falmouth-branch): At Carter Bank's Falmouth, VA branch we offer assistance with CDs, savings accounts, checking accounts, HELOC, home loans and much more. Visit us today.
- [Ferrum, VA - 9440 Franklin St.](https://www.carterbank.com:443/locations/ferrum-branch-atm): Visit Carter Bank's Ferrum, VA branch located on the Ferrum campus to get some cash from the ATM, open a checking account or savings account and much more.
- [Floyd, VA - 213 North Locust St.](https://www.carterbank.com:443/locations/floyd-branch): At Carter Bank's Floyd, VA branch located on North Locust Street, you can get assistance with everything from savings accounts to business loans. Visit us.
- [Fredericksburg, VA - 1204 Bragg Rd.](https://www.carterbank.com:443/locations/fredericksburg-branch): Carter Bank's Fredericksburg, VA branch at 1204 Bragg Road offers everything from business loans and auto loans to personal savings accounts. Visit us.
- [Fredericksburg, VA - 70 Chatham Heights Rd.](https://www.carterbank.com:443/locations/chatham-heights-branch-atm): Go to Carter Bank's Chatham Heights Branch in Fredericksburg, VA for help applying for a personal or business loan or to open an account. Visit us today.
- [Galax, VA - 543 East Stuart Dr.](https://www.carterbank.com:443/locations/east-galax-branch-atm): Carter Bank's Galax, VA branch offers a nearby ATM plus a friendly staff to help you open a checking or savings account or apply for a loan. Visit us.
- [Gretna, VA - 307 South Main St.](https://www.carterbank.com:443/locations/gretna-branch): At Carter Bank we can assist you with a mortgage, HELOC, personal loan, savings account, checking account and more. Visit the Gretna, VA branch today.
- [Hillsville, VA - 220 North Main St.](https://www.carterbank.com:443/locations/hillsville-branch-atm): Carter Bank offers a branch in Hillsville, VA where you can get cash at the ATM open a savings account or CD, apply for a loan and more. Visit us today.
- [Independence, VA - 449 East Main St.](https://www.carterbank.com:443/locations/independence-branch): Carter Bank offers personal and business loans, checking accounts, savings accounts, CDs, mortgages and more. Visit our Independence, VA branch today.
- [Lexington, VA - 116 East Midland Trail](https://www.carterbank.com:443/locations/lexington-branch-atm): The staff at Carter Bank in Lexington, VA can assist you with everything from personal and business checking accounts to loans, CDs and more. Visit us.
- [Lynchburg, VA - 1724 Graves Mill Rd.](https://www.carterbank.com:443/locations/graves-mill-branch): Carter Bank's Graves Mill Branch in Lynchburg, VA offers everything from business loans and personal loans to checking accounts, CDs and more. Visit us.
- [Lynchburg, VA - 2018 Tate Springs Rd.](https://www.carterbank.com:443/locations/langhorne-branch): Carter Bank's branch on Tate Springs Road in Lynchburg, VA offers auto and business loans, savings accounts, checking accounts and more. Visit us today.
- [Lynchburg, VA - 3203 Waterlick Rd.](https://www.carterbank.com:443/locations/waterlick-branch-atm): Come to Carter Bank's Waterlick Road branch in Lynchburg, VA for business and personal loans, home loans, checking accounts, CDs and more. Visit us today.
- [Madison Heights - 4498 South Amherst Hwy.](https://www.carterbank.com:443/locations/madison-heights-branch): From personal checking accounts and loans to business savings accounts and more, the staff at Carter Bank in Madison Heights is ready to help. Visit us
- [Martinsville, VA - 1300 Kings Mountain Rd.](https://www.carterbank.com:443/locations/beaver-creek-headquarters): Carter Bank's Beaver Creek Headquarters at 1300 Kings Mountain Road in Martinsville, VA is open five days a week for corporate business. View details.
- [Martinsville, VA - 320 College Dr.](https://www.carterbank.com:443/locations/operations-center): At Carter Bank's Operations Center located at 320 College Drive in Martinsville, VA, we focus on personal and business banking solutions. View details.
- [Martinsville, VA - 6142 A L Philpott Hwy.](https://www.carterbank.com:443/locations/laurel-park): Come to Carter Bank's Laurel Park branch on Philpott Hwy for help applying for a mortgage loan, opening a checking or savings account and more. Visit us.
- [Martinsville, VA - 4 Commonwealth Boulevard East](https://www.carterbank.com:443/locations/martinsville-branch-atm): At Carter Bank's branch on Commonwealth Blvd. in Martinsville, VA, we're ready to help you apply for a mortgage, open a savings account and more. Visit us.
- [Martinsville, VA - 140 Tensbury Dr.](https://www.carterbank.com:443/locations/220-south-branch): From home and auto loans to savings accounts and more, the team at the Tensbury Drive branch of Carter Bank in Martinsville, VA is ready to help. Visit us.
- [Moneta, VA - 135 Scruggs Rd.](https://www.carterbank.com:443/locations/westlake-branch): At the Carter Bank's local branch in Moneta, VA, you can apply for a credit card, apply for a business loan, open a savings account and more. Visit us.
- [Pulaski, VA - 998 Memorial Dr.](https://www.carterbank.com:443/locations/pulaski-branch): Visit the Carter Bank branch in Pulaski, VA to open a money market or other savings account, open a checking account, apply for a loan and much more.
- [Radford, VA - 1900 East Main St.](https://www.carterbank.com:443/locations/radford-branch): From savings accounts and CDs to loans, checking accounts and much more, the team at Carter Bank in Radford, VA is ready to assist you. Visit us today.
- [Ridgeway, VA - 166 Horsepasture Price Rd.](https://www.carterbank.com:443/locations/horsepasture-branch): Need a personal or business loan? The team at Carter Bank's Horsepasture branch in Ridgeway, VA is ready to assist you with loans and accounts. Visit us.
- [Roanoke, VA - 1722 Hershberger Road Northwest](https://www.carterbank.com:443/locations/hershberger-road-branch): Looking for a personal or business checking account? Visit Carter Bank's Hershberger Road branch for assistance with accounts, loans and more. Visit us.
- [Roanoke, VA - 3132 Electric Road Southwest](https://www.carterbank.com:443/locations/cave-spring-branch-atm): Carter Bank's branch in Roanoke, VA offers an ATM and a friendly staff to assist you with business and personal loans, accounts and more. Visit us today.
- [Roanoke, VA - 30 Franklin Road, Suite 400](https://www.carterbank.com:443/locations/southwest-virginia-commercial-admin-office): When you visit Carter Bank's Southwest Branch in Roanoke, VA, we can assist you with everything from loans and HELOCs to savings accounts. Visit us today.
- [Rocky Mount, VA - 400 Franklin St.](https://www.carterbank.com:443/locations/rocky-mount-branch-atm): Come to Carter Bank's Rocky Mount, VA branch at 400 Franklin Street to access our ATM or get help with checking accounts, loans and much more. Visit us.
- [Salem, VA - 1400 Electric Rd.](https://www.carterbank.com:443/locations/electric-road-branch): Whether you're looking for a savings account, CD or loan, Carter Bank's Electric Road branch in Salem, VA offers all of this and more. Visit us today.
- [South Boston, VA - 4013 Halifax Rd.](https://www.carterbank.com:443/locations/centerville-branch): Carter Bank's Centerville branch in South Boston, VA offers business and personal loans, savings accounts, checking accounts and more. Visit us today.
- [South Boston, VA - 222 Main St.](https://www.carterbank.com:443/locations/downtown-south-boston-branch-atm): Visit Carter Bank's downtown branch at 222 Main Street in South Boston, VA for assistance with personal and business accounts, loans, HELOCs and more.
- [Spotsylvania, VA - 10407 Courthouse Rd.](https://www.carterbank.com:443/locations/spotsylvania-branch): Carter Bank's Spotslyvania VA branch is conveniently located at 10407 Courthouse Road. Come visit us for help with savings accounts, loans and much more.
- [Stafford, VA - 55 Worth Ave](https://www.carterbank.com:443/locations/route-610-branch): Carter Bank's Route 610 branch in Stafford, VA is the place to go for savings accounts and CDs, checking accounts, mortgages and much more. Visit us today.
- [Stuart, VA - 125 East Blue Ridge St.](https://www.carterbank.com:443/locations/stuart-branch): Visit the Carter Bank branch located at 125 East Blue Ridge Street in Stuart, VA for assistance with savings and checking accounts, loans and much more.
- [Vinton, VA - 1111 East Washington Ave](https://www.carterbank.com:443/locations/vinton-branch-atm): Get the assistance you need to apply for a mortgage or other loan, open a savings account and much more at Carter Bank's Vinton, VA branch. Visit us today.
- [Wytheville, VA - 325 East Spring St.](https://www.carterbank.com:443/locations/wytheville-branch): Carter Bank offers a convenient branch location in Wytheville, VA where you can get help with checking accounts, HELOC, CDs and much more. Visit us today.
- [Charlotte, NC - 500 East Morehead Street, Suite 150](https://www.carterbank.com:443/locations/east-morehead-branch-atm): To open savings accounts to apply for an auto loan, get cash at the ATM and much more, visit Carter Bank's East Morehead branch in Charlotte, NC today.
- [Eden, NC - 630 Fagg Dr.](https://www.carterbank.com:443/locations/eden-branch): Want to open a checking account, savings account or CD? Head over to Carter Bank's local branch in Eden, NC for help with accounts and loans. Visit us.
- [Greensboro, NC - 5715 West Gate City Blvd.](https://www.carterbank.com:443/locations/adams-farm-branch): Visit the Adams Farm Carter Bank branch in Greensboro, NC to get help applying for personal, home, or auto loan, or to open an account. Visit us today.
- [Greensboro, NC - 1201 Battleground Avenue](https://www.carterbank.com:443/locations/midtown-greensboro): Carter Bank's commercial and administrative office is located at 1201 Battleground Avenue in Greensboro, NC. Visit us for help with accounts and loans.
- [Greensboro, NC - 3305 Battleground Ave](https://www.carterbank.com:443/locations/westridge-branch-atm): Visit Carter Bank's Westridge branch in Greensboro, NC to get cash at the ATM or get help with loans, money market and savings accounts and more. Visit us.
- [Henderson, NC - 300 Dabney Dr Ext.](https://www.carterbank.com:443/locations/henderson-branch-atm): At the Carter Bank branch at 300 Dabney Drive Ext in Henderson, NC, you can open a money market account or CD or get help applying for a loan. Visit us.
- [Louisburg, NC - 205 South Bickett Blvd](https://www.carterbank.com:443/locations/louisburg-branch): Carter Bank offers checking and savings accounts, mortgages and more. Visit our Louisburg, NC branch to get personal assistance with accounts and loans.
- [Mooresville, NC - 231 East Plaza Dr.](https://www.carterbank.com:443/locations/mooresville-branch): At Carter Bank's Mooresville, NC branch on East Plaza Drive, we can help you open a checking or savings account, apply for a mortgage and more. Visit us.
- [Mount Airy, NC - 507 Willow St.](https://www.carterbank.com:443/locations/mt-airy-branch-atm): If you'd like to open a checking or savings account, apply for a loan or get cash from an ATM near you, visit Carter Bank's Mount Airy, NC branch today.
- [Raleigh, NC - 2501 Blue Ridge Rd., Suite 100](https://www.carterbank.com:443/locations/blue-ridge-branch): Visit Carter Bank's Raleigh, NC branch to open a savings account or checking, apply for a business or personal loan, apply for credit card and much more.
- [Reidsville, NC - 305 South Main St.](https://www.carterbank.com:443/locations/reidsville-branch): Carter Bank offers a branch location in Reidsville, NC where you can open a money market or other savings account, apply for a loan and more. Visit us.
- [Roxboro, NC - 823 North Main St.](https://www.carterbank.com:443/locations/roxboro-branch): From savings and checking accounts to auto loans, business loans and more, the staff at Carter Bank in Roxboro, NC is ready to assist you. Visit us today.
- [Winston-Salem, NC - 380 Knollwood Street](https://www.carterbank.com:443/locations/winston-salem-knollwood): Visit Carter Bank's commercial and administrative office in Winston-Salem, NC for assistance with business banking, loans, and cash management solutions.
- [Winston-Salem NC - 536 S Stratford Rd](https://www.carterbank.com:443/locations/winston-salem-branch): If you'd like to open a checking or savings account, apply for a loan or get cash from an ATM near you, visit Carter Bank's Winston-Salem, NC branch today.
- [Mooresville NC - 249 Williamson Rd](https://www.carterbank.com:443/locations/lake-norman-branch): If you'd like to open a checking or savings account, apply for a loan or get cash from an ATM near you, visit Carter Bank's Mooresville, NC branch today.

## Products & Services
- [About Us](https://www.carterbank.com:443/about/get-to-know-us/about-us): At Carter Bank, we proudly serve customers in VA and NC communities. Learn about us and find out why we were voted the best bank in Southwest Virginia.
- [Business Checking Accounts ](https://www.carterbank.com:443/business/bank/business-checking-accounts): Improve your VA or NC business's money management with a checking account from Carter Bank. Explore accounts with 250 or 500 free monthly transactions.
- [Business Loans](https://www.carterbank.com:443/business/borrow/business-loans): The Business Loans from Carter Bank's team of lenders in VA and NC offer flexible financing and competitive rates. Schedule an appointment to get started.
- [Cash Management Services](https://www.carterbank.com:443/business/service/cash-management): The Cash Management services at Carter Bank can help you manage cash flow for your VA or NC business. Explore our services and call or email us today.
- [Checking Accounts ](https://www.carterbank.com:443/personal/bank/checking-accounts): Carter Bank in VA and NC offers checking options like Lifetime Free Checking, 50+ Interest Checking and Lifetime Plus Checking. Open an account today.
- [FAQs](https://www.carterbank.com:443/resources/support/faqs): Find helpful answers to frequently asked questions on products, services and accounts with Carter Bank in VA and NC. Explore our full list of FAQs now.
- [Insurance](https://www.carterbank.com:443/personal/service/insurance): Carter Bank in VA and NC offers affordable polices for homeowners, auto, life, disability and other types of insurance coverage. Call or email us now.
- [Mortgage Loans](https://www.carterbank.com:443/personal/borrow/mortgage-loans): Get competitive rates on home loans at Carter Bank in VA and NC including Conventional Mortgages, FHA Loans, VA Loans and USDA Loans. Explore loan options.
- [Online and Mobile Banking](https://www.carterbank.com:443/resources/access/online-and-mobile-banking): With online and mobile banking from Carter Bank in VA and NC, you can transfer money, pay bills and set up account alerts. Learn more and download our app.
- [Auto Loan Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/auto-calculators/auto-loan-calculator): Getting ready to buy a new or used car? Quickly calculate your monthly car loan payment using this handy Auto Loan Calculator from Carter Bank. Try it now.
- [Business 250 Checking Account](https://www.carterbank.com:443/business/bank/business-checking-accounts/business-250-checking-account): The Business 250 Checking Account at Carter Bank in VA and NC offers online and mobile banking plus 250 free monthly transactions. Open an account online.
- [Business Savings Accounts](https://www.carterbank.com:443/business/bank/business-savings-accounts): Get a Business Savings Account with online and mobile banking tools and a competitive interest rate from Carter Bank in VA and NC. Open an account today.
- [Carter Savings Account](https://www.carterbank.com:443/personal/bank/savings-accounts/carter-savings-account): The Carter Savings Account at Carter Bank in VA and NC offers competitive interest rates and can be easily managed via online banking. Open an account.
- [carter youth checking](https://www.carterbank.com:443/personal/bank/youth-accounts/carter-youth-checking)
- [Cash Back App Partners](https://www.carterbank.com:443/personal/service/cash-back-app-partners): Carter Bank in VA and NC recommends the best cash back apps that give you money back when you're shopping for certain products. View the apps to download.
- [Commercial Center Manager](https://www.carterbank.com:443/business/service/cash-management/commercial-center-manager): Carter Bank's Commercial Center Management solutions help VA and NC businesses manage cash with online banking, bill pay, ACH and more. Contact us today.
- [Community Impact](https://www.carterbank.com:443/about/get-to-know-us/community-impact): At Carter Bank, we're committed to making a positive impact in the communities we serve in VA and NC. Learn more and request a sponsorships or a donation.
- [Conventional Mortgage](https://www.carterbank.com:443/personal/borrow/mortgage-loans/conventional-mortgage): The Conventional Mortgages at Carter Bank in VA and NC offer low closing costs and competitive rates. Contact a Mortgage Originator to get started today.
- [Credit Card Payoff Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/credit-card-and-debt-calculators/credit-card-payoff-calculator): Want to calculate a monthly payment that will pay off your credit card debt? Use this Credit Card Payoff Calculator from Carter Bank to figure it out.
- [Credit Line Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/lending-calculators/credit-line-calculator): Carter Bank's Credit Line Calculator can help you estimate what your payments and interest will be on a line of credit. Try this financial calculator now.
- [Financial Calculators](https://www.carterbank.com:443/resources/learn/financial-calculators): Run the numbers on a mortgage, auto loan, budget plan or savings goal using the free online financial calculators from Carter Bank. Explore them now.
- [Help Videos](https://www.carterbank.com:443/resources/support/help-videos): Carter Bank in VA and NC offers help videos with step-by-step instructions for our mobile app, money management tools and products. Explore our videos.
- [Home Equity Line of Credit](https://www.carterbank.com:443/personal/borrow/home-equity-line-of-credit): Carter Bank's Home Equity Line of Credit (HELOC) offers competitive rates to pay for purchases, projects or expenses. Schedule an appointment in VA or NC .
- [Life Insurance Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/insurance-and-investment-calculators/life-insurance-calculator): Use Carter Bank's Life Insurance Calculator to help you estimate how much insurance coverage you need based on your income, dependents and other factors.
- [Lifetime Free™ Checking Account](https://www.carterbank.com:443/personal/bank/checking-accounts/lifetime-free-checking-account): Looking for free checking? Get online banking and a Visa® Debit Card with the Lifetime Free Checking Account at Carter Bank in VA and NC. Open an account.
- [Merchant Services](https://www.carterbank.com:443/business/service/merchant-services): Let your customers pay in-store, online or by using a phone with the help of Merchant Services at Carter Bank in VA and NC. Learn about payment processing.
- [Mobile App](https://www.carterbank.com:443/resources/access/online-and-mobile-banking/mobile-app): Using the mobile app from Carter Bank in VA & NC, you can pay bills, enroll in eStatements and track account activity. Download the iPhone or Android app.
- [Mortgage Calculators](https://www.carterbank.com:443/resources/learn/financial-calculators/mortgage-calculators): Carter Bank offers a variety of mortgage calculators including our ARM vs Fixed Rate Calculator, Refinance Calculators and more. Explore our calculators.
- [Mortgage Loan Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/mortgage-calculators/mortgage-loan-calculator): Buying a home? Use the Mortgage Loan Calculator from Carter Bank to help you calculate an estimate of your monthly loan payment so you know what to expect.
- [Retirement Planner Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/retirement-calculators/retirement-planner-calculator): Are you on track to save for retirement? Use the Retirement Planner Calculator to help you create a savings goal you can work toward over time. Try it now.
- [Retirement Tax Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/tax-and-budgeting-calculators/1040-tax-calculator): How much could your tax return be this year? Use the online 1040 Tax Calculator from Carter Bank to get an estimate of your tax refund. Give it a try now.
- [Savings Accounts ](https://www.carterbank.com:443/personal/bank/savings-accounts): A savings account at Carter Bank in VA and NC lets you save for something simple or something special. Learn about our account options and open one online.
- [Savings Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/goal-and-savings-calculators/savings-calculator): See how much interest you can earn on your savings over time depending on how much you set aside each month. Try the Savings Calculator from Carter Bank.
- [Telephone Banking](https://www.carterbank.com:443/resources/access/telephone-banking): Telephone Banking from Carter Bank in VA is available 24/7 and allows you to check balances, transfer funds, make loan payments and more. Get started.
- [Working Capital Needs Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/business-calculators/working-capital-needs-calculator): Use Carter Bank's online financial calculator to determine whether your business has enough working capital to weather financial difficulties. Try it now.
- [Adjustable-Rate Mortgage Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/mortgage-calculators/adjustable-rate-mortgage-calculator): The Adjustable-Rate Mortgage Calculator from Carter Bank estimates what the monthly payment will be on your ARM loan in different scenarios. Try it now.
- [Auto Calculators](https://www.carterbank.com:443/resources/learn/financial-calculators/auto-calculators): Buying a car? The auto loan calculators from Carter Bank can help you calculate your monthly payment and compare different types of financing. Explore now.
- [Beneficial Ownership Information Reporting](https://www.carterbank.com:443/resources/learn/fincenboireporting): Looking for career opportunities in the banking industry? Carter Bank may have open positions near you in VA or NC. View our job openings and apply online.
- [Budgeting Educator Tool](https://www.carterbank.com:443/resources/learn/financial-calculators/tax-and-budgeting-calculators/budgeting-calculator): Want to learn how to make a budget? The Budgeting Educator Tool from Carter Bank helps you analyzes all factors of personal money management. Get started.
- [Business 500 Checking Account](https://www.carterbank.com:443/business/bank/business-checking-accounts/business-500-checking-account): With a Carter Bank Business 500 Checking Account, your VA or NC company gets 500 free monthly transactions plus access to our mobile app. Open an account.
- [Business Certificates of Deposit](https://www.carterbank.com:443/business/bank/business-certificates-of-deposit): A Business Certificate Deposit (CD) from Carter Bank in VA and NC is a high interest savings account that grows at a fixed rate. Open an account online.
- [Careers](https://www.carterbank.com:443/about/get-to-know-us/careers): Looking for career opportunities in the banking industry? Carter Bank may have open positions near you in VA or NC. View our job openings and apply online.
- [carter youth savings](https://www.carterbank.com:443/personal/bank/youth-accounts/carter-youth-savings)
- [Christmas Club Account](https://www.carterbank.com:443/personal/bank/savings-accounts/christmas-club-account): Save for the holidays year round with a Christmas Club Account offering competitive interest rates from Carter Bank in VA and NC. Open an account today.
- [Construction Loans ](https://www.carterbank.com:443/business/borrow/construction-loans): Construction Loans at Carter Bank in VA and NC come with competitive rates that make financing your commercial project easier. Schedule an appointment.
- [Credit Card Roll-Down Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/credit-card-and-debt-calculators/credit-card-roll-down-calculator): Use Carter Bank's Credit Card Roll-Down Calculator to determine a payment on your high interest credit card and apply the same amount to pay off more debt.
- [Digital Wallet](https://www.carterbank.com:443/resources/access/online-and-mobile-banking/digital-wallet): Using the Digital Wallet from Carter Bank in VA and NC, you can link your card to pay with your mobile phone in stores, in apps and online. Learn more.
- [FHA Loan](https://www.carterbank.com:443/personal/borrow/mortgage-loans/fha-loan): FHA loans at Carter Bank in VA and NC include competitive adjustable-rate and fixed-rate mortgages. Contact a Mortgage Originator to get started today.
- [Financial Safety and Soundness](https://www.carterbank.com:443/about/get-to-know-us/financial-safety-and-soundness): Carter Bank offers financial safety and soundness information for VA and NC customers including FDIC insurance, capital, liquidity and FAQs. Learn more.
- [Home Equity vs Auto Loan Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/auto-calculators/home-equity-vs-auto-loan-calculator): Is it better to finance your car with a home equity loan or an auto loan? Use the Home Equity vs Auto Loan Calculator to help compare the costs. Try it.
- [Investment Returns Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/insurance-and-investment-calculators/investment-returns-calculator): Want to add up your ROI? Use the Investment Returns Calculator from Carter Bank to estimate the return your investments based on multiple factors. Try it.
- [Lifetime Plus Checking](https://www.carterbank.com:443/personal/bank/checking-accounts/lifetime-plus-checking): A Lifetime Plus Checking Account at Carter Bank in VA and NC offers smart money management with eStatements and our handy mobile app. Open an account.
- [Loan Comparison Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/lending-calculators/loan-comparison-calculator): The Loan Comparison Calculator from Carter Bank helps you compare the monthly payments and interest rates on multiple loans to see the costs side by side.
- [Personal](https://www.carterbank.com:443/personal): From checking and savings accounts to CDs, loans, and so much more, Carter Bank in VA and NC offers a variety of personal banking solutions. Learn more.
- [Personal Loans](https://www.carterbank.com:443/personal/borrow/personal-loans): Carter Bank in VA and NC offers Personal Loans with competitive rates and provides funds to pay off credit cards or medical bills. Schedule an appointment.
- [Roth vs Traditional Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/retirement-calculators/roth-vs-traditional-calculator): Should you open a Roth or Traditional IRA? Use the Roth vs Traditional Calculator from Carter Bank to compare and see which savings account works for you.
- [Savings Goals Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/goal-and-savings-calculators/savings-goals-calculator): Need a plan to reach your savings goal? Use the Savings Goal Calculator from Carter Bank to figure out how much you'll need to put away each month. Try it.
- [Sweep Accounts](https://www.carterbank.com:443/business/service/cash-management/sweep-accounts): To help manage business cash flow, Carter Bank in VA and NC can monitor your checking balance and "sweep" excess funds into a Sweep Account. Contact us.
- [Youth Accounts](https://www.carterbank.com:443/personal/bank/youth-accounts): Explore youth banking options at Carter Bank. Checking and savings accounts for kids, teens, and students in Virginia and North Carolina. Member FDIC.
- [50+ Interest Checking Account](https://www.carterbank.com:443/personal/bank/checking-accounts/50-interest-checking-account): Our competitive rates on the 50+ Interest Checking Account at Carter Bank in VA and NC earn you extra money while you enjoy free checking. Open an account.
- [ARM vs Fixed Rate Mortgage](https://www.carterbank.com:443/resources/learn/financial-calculators/mortgage-calculators/arm-vs-fixed-rate-mortgage): Want to compare an ARM vs Fixed Rate Mortgage to see what's right for you? This home loan calculator from Carter Bank helps you compare the costs. Try it.
- [Auto Lease vs Buy Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/auto-calculators/auto-lease-vs-buy-calculator): Will you spend more to lease or buy your next car? Carter Bank helps you compare the costs of leasing vs buying with this auto loan calculator. Try it.
- [Automatic Overdraft Service](https://www.carterbank.com:443/personal/service/overdraft-protection): With Automatic Overdraft Service at Carter Bank in VA and NC, funds are shifted from savings accounts or credit lines to protect you from overdrafts. Contact us.
- [Business](https://www.carterbank.com:443/business): Relationship-driven business banking and business loans in VA and NC. Carter Bank provides lending, deposits, and cash management solutions. Get details.
- [Business Insurance](https://www.carterbank.com:443/business/service/business-insurance): Carter Bank in VA and NC has teamed up with Bankers Insurance to offer liability insurance, umbrella insurance and many other policies. Call or email us.
- [Business Interest Checking Account](https://www.carterbank.com:443/business/bank/business-checking-accounts/business-interest-checking-account): Open a business checking account that earns interest on higher balances. Enjoy flexible access, lower fees, and benefits built for growing businesses.
- [Business Money Market Accounts](https://www.carterbank.com:443/business/bank/business-money-market-accounts): At Carter Bank in VA and NC, our Business Money Market Accounts have a tiered rating system that earns higher interest on bigger balances. Open an account.
- [Certificates of Deposit](https://www.carterbank.com:443/personal/bank/certificates-of-deposit): A high-yield Certificate of Deposit at Carter Bank in VA and NC offers rates that help you earn more than most standard savings accounts. Open a CD today.
- [Commercial Real Estate Loans](https://www.carterbank.com:443/business/borrow/commercial-real-estate-loans): Acquire the property you desire in VA or NC with the help of a flexible-term Commercial Real Estate Loan. Schedule an appointment with Carter Bank today.
- [Compare Savings Rates Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/goal-and-savings-calculators/compare-savings-rates-calculator): The Compare Savings Rates Calculator from Carter Bank helps you see how different interest rates can impact your account balance. Use it now to compare.
- [Credit Card and Debt Calculators](https://www.carterbank.com:443/resources/learn/financial-calculators/credit-card-and-debt-calculators): The credit card and debt calculators from Carter Bank can help you add up your debt and figure out how much your payments should be to pay it off quicker.
- [Debit Card Management](https://www.carterbank.com:443/resources/access/online-and-mobile-banking/debit-card-management): Monitor your debit card and fight fraud by setting up alerts on our mobile app using Debit Card Management from Carter Bank in VA and NC. Download the app.
- [Debt Payoff Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/credit-card-and-debt-calculators/debt-payoff-calculator): Trying to pay off a credit balance, car loan or other debt? Use Carter Bank's Debt Payoff Calculator to determine how much you will need to pay each month.
- [Home Budget Analysis Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/tax-and-budgeting-calculators/home-budget-analysis-calculator): Want to learn how to make a budget? The Home Budget Analysis Calculator from Carter Bank can help you get started. It's free and easy to use so try it now.
- [Remote Deposit Capture](https://www.carterbank.com:443/business/service/cash-management/remote-deposit-capture): Businesses in VA and NC can save time by making secure online check deposits with Remote Deposit Capture from Carter Bank. Call or email us to get started.
- [Traditional IRA Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/retirement-calculators/traditional-ira-calculator): Wondering what a Traditional IRA might be worth when you reach retirement? Use the Traditional IRA Calculator from Carter Bank to get an estimate now.
- [USDA Loan](https://www.carterbank.com:443/personal/borrow/mortgage-loans/usda-loan): A USDA mortgage loan at Carter Bank in VA and NC offers flexible credit guidelines and competitive rates when buying a home. Contact a Mortgage Originator.
- [What Term Should I Choose?](https://www.carterbank.com:443/resources/learn/financial-calculators/business-calculators/business-loan-term-calculator): Use our Business Loan Term Calculator to compare repayment terms and find the right loan fit for your business goals and budget.
- [15 vs 30 Year Mortgage Comparison Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/mortgage-calculators/15-vs-30-year-mortgage-comparison-calculator): Carter Bank's 15 vs 30 Year Mortgage Comparison Calculator helps you compare 2 loan to see how much you will pay in interest and monthly payments. Try it.
- [Asset Allocator Educator Tool](https://www.carterbank.com:443/resources/learn/financial-calculators/insurance-and-investment-calculators/asset-allocator-educator-tool): Use Carter Bank's Asset Allocation Educator Tool to help you analyze a variety of financial factors and see how to build a balanced investment strategy.
- [Auto Loans](https://www.carterbank.com:443/personal/borrow/auto-loans): With flexible terms and competitive rates, Carter Bank in VA and NC has the right auto loan for your car, truck or vehicle. Schedule an appointment today.
- [Business Debit Cards](https://www.carterbank.com:443/business/bank/business-debit-cards): The Business Debit Card at Carter Bank in VA and NC comes with fraud protection and Zero Liability for alerts of unauthorized purchases. Contact us today.
- [Business Loan Repayment Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/business-calculators/business-loan-repayment-calculator): Use Carter Bank’s Business Loan Repayment Calculator to help you explore repayment scenarios and monthly payments so you can see how to pay off your loan.
- [Carter ZEscrow](https://www.carterbank.com:443/business/service/cash-management/carter-zescrow): Carter Bank's Carter ZEscrow cash management tool lets your VA or NC business to manage escrow and sub accounting tasks online. Contact Cash Management Services.
- [Commercial Loan Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/lending-calculators/commercial-loan-calculator)
- [Community Development Lending](https://www.carterbank.com:443/business/borrow/community-development-lending): Carter Bank in VA and NC offers Community Development Loans that let you leverage low income tax credits and special financing. Schedule an appointment.
- [Debt Consolidation Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/credit-card-and-debt-calculators/debt-consolidation-calculator): Will consolidating your debt help you pay it off quicker? Use Carter Bank's Debt Consolidation Calculator to determine how long it will take to pay it off.
- [Lending Calculators](https://www.carterbank.com:443/resources/learn/financial-calculators/lending-calculators): The online Lending Calculators from Carter Bank can help you compare different types of loans, calculate loan amortization and more. Explore calculators.
- [Loyalty Advantage Checking Account](https://www.carterbank.com:443/personal/bank/checking-accounts/loyalty-advantage-checking-account): Lock in higher interest rates and other perks with the Loyalty Advantage Checking Account from Carter Bank in VA and NC. Learn more and open an account.
- [Mobile Check Deposit](https://www.carterbank.com:443/resources/access/online-and-mobile-banking/mobile-check-deposit): Deposit checks online from anywhere using the mobile app from Carter Bank in VA and NC and get access to your money quickly. Download our mobile app now.
- [Money Market Account](https://www.carterbank.com:443/personal/bank/money-market-account): A Money Market Account at Carter Bank in VA and NC offers a tiered system that earns interest at higher rates on larger balances. Schedule an appointment.
- [Resources](https://www.carterbank.com:443/resources): Discover financial literacy articles in our blog, informative videos, easy-to-use calculators and other resources from Carter Bank in VA & NC. Explore now.
- [Roth IRA Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/retirement-calculators/roth-ira-calculator): What could your Roth IRA be worth by the time you reach retirement? Use the Roth IRA Calculator from Carter Bank for an estimate that will help you plan.
- [Safe Deposit Boxes](https://www.carterbank.com:443/personal/service/safe-deposit-boxes): At Carter Bank in VA and NC, our affordable safe deposit boxes come in a variety of sizes to secure possessions like jewelry and documents. Find a branch.
- [Savings, Taxes and Inflation Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/goal-and-savings-calculators/savings-taxes-and-inflation-calculator): Have you ever thought about how much your savings plan could be impacted by taxes and inflation? Use Carter Bank's financial calculator to add it up now.
- [Student Budget Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/tax-and-budgeting-calculators/student-budget-calculator): Paying for college is expensive so it's important to budget. Use Carter Bank's Student Budget Calculator to add up expenses and create a realistic budget.
- [VA Loan](https://www.carterbank.com:443/personal/borrow/mortgage-loans/va-loan): Veterans Affairs Loans at Carter Bank in VA and NC come with fixed or adjustable rates. Learn more about VA home loans and contact a Mortgage Originator.
- [What Vehicle Can I Afford?](https://www.carterbank.com:443/resources/learn/financial-calculators/auto-calculators/what-vehicle-can-i-afford): Use our Auto Loan Calculator to estimate your monthly car payments and plan your budget with confidence. Simple, accurate, and free to use.
- [About](https://www.carterbank.com:443/about): Find out how Carter Bank builds relationships withour VA and NC customers and why we were voted a best place to work. Learn about us and careers with us.
- [Bill Pay](https://www.carterbank.com:443/resources/access/online-and-mobile-banking/bill-pay): Online Bill Pay from Carter Bank in VA and NC helps you save time and reduce clutter by making payments using our mobile banking app. Download the app.
- [Credit Cards](https://www.carterbank.com:443/personal/borrow/credit-cards): Get a credit card with competitive interest rates that maximizes cash back or earns exciting rewards at Carter Bank in VA and NC. Learn more and apply now.
- [Health Savings Account Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/goal-and-savings-calculators/health-savings-account-calculator): How much will your HSA add up to over time? The Health Savings Account Calculator from Carter Bank helps you estimate what it will be worth down the road.
- [How Much Am I Spending?](https://www.carterbank.com:443/resources/learn/financial-calculators/tax-and-budgeting-calculators/how-much-am-i-spending): Use our Budget Calculator to see how much you’re spending each month. Track expenses, manage your money, and plan for a healthier financial future.
- [Individual Retirement Account](https://www.carterbank.com:443/personal/bank/individual-retirement-account): Carter Bank in VA and NC offers Individual Retirement Accounts like Roth and Traditional IRAs to help you build a bigger nest egg. Schedule an appointment.
- [Mortgage Qualifier Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/mortgage-calculators/mortgage-qualifier-calculator): Wondering how much you might qualify to borrow on a mortgage? Use the Mortgage Qualifier Calculator from Carter Bank to get an idea. Give it a try now.
- [Portfolio Loan](https://www.carterbank.com:443/personal/borrow/mortgage-loans/portfolio-loan): Portfolio Loans at Carter Bank can be a good option for borrowers in VA & NC who may not qualify for traditional home mortgages. Schedule an appointment.
- [Roth IRA Conversion Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/retirement-calculators/roth-ira-conversion-calculator): How would converting from a Traditional to a Roth IRA impact your retirement savings? Use the Roth IRA Conversion Calculator from Carter Bank to find out.
- [Tax and Budgeting Calculators](https://www.carterbank.com:443/resources/learn/financial-calculators/tax-and-budgeting-calculators): Carter Bank offers a variety of tax and budgeting calculators to help you balance your checkbook, analyze your budget and more. Explore our calculators.
- [Wire Transfers](https://www.carterbank.com:443/personal/service/wire-transfers): Wire money across town or across the country in a few simple steps with a domestic wire transfer at Carter Bank in VA and NC. Find a branch or contact us.
- [401k Savings Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/retirement-calculators/401k-savings-calculator): Are you saving enough for retirement? Use Carter Bank's 401k Calculator to project growth based on you and your employer's contributions and other factors.
- [Bank Account Alerts](https://www.carterbank.com:443/resources/access/online-and-mobile-banking/bank-account-alerts): Prevent fraud, get payment due date reminders and manage your money with automated Bank Account Alerts from Carter Bank in VA and NC. Download our app.
- [Business Credit Cards](https://www.carterbank.com:443/business/borrow/business-credit-cards): The rewards and cash back Business Credit Cards from Carter Bank in VA and NC can provide the purchasing power you need. Learn more and apply online now.
- [CD Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/goal-and-savings-calculators/cd-calculator): A Certificate of Deposit can earn more interest than a regular savings account but what will it add up to? Use Carter Bank's CD Calculator to find out.
- [Contact Us](https://www.carterbank.com:443/contact-us): At Carter Bank in VA & NC, we make it easy for you to contact us. Get our customer service phone number and hours or send a message using our online form.
- [Debit Cards](https://www.carterbank.com:443/personal/bank/debit-cards): A Carter Bank debit card offers 24/7 anti-fraud services and thousands of surcharge-free ATM locations in VA, NC and beyond. Find a branch to get started.
- [Goal and Savings Calculators](https://www.carterbank.com:443/resources/learn/financial-calculators/goal-and-savings-calculators): Carter Bank's goal and savings calculators can help you create a savings plan, calculate your CD or HSA earnings and more. Explore our calculators now.
- [Home Buying Grants](https://www.carterbank.com:443/personal/borrow/mortgage-loans/home-buying-grants): First-time homebuyers and veterans are eligible for grants to pay for mortgage closing costs. Schedule an appointment with Carter Bank in VA and NC today.
- [How Much Should I Set Aside for Emergencies? ](https://www.carterbank.com:443/resources/learn/financial-calculators/tax-and-budgeting-calculators/emergency-savings-calculator): Use our Emergency Fund Calculator to find out how much you should set aside for unexpected expenses. Plan ahead and protect your financial future.
- [Maximum Mortgage Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/mortgage-calculators/maximum-mortgage-calculator): How much of a mortgage loan can you comfortably afford? Use Carter Bank's Maximum Mortgage Calculator to estimate your monthly payment and get an idea.
- [Business Contact Us](https://www.carterbank.com:443/business-contact-us): At Carter Bank in VA & NC, we make it easy for you to contact us. Get our customer service phone number and hours or send a message using our online form.
- [Closing Cost Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/mortgage-calculators/closing-cost-calculator): Wondering how much your mortgage closing costs will add up to? Estimate your closing costs to avoid surprises with Carter Bank's Closing Cost Calculator.
- [College Savings Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/goal-and-savings-calculators/college-savings-calculator): Saving for college usually requires a long-term plan. Use Carter Bank's College Savings Calculator to add up the costs and see how much you need to save.
- [Construction to Permanent Loan](https://www.carterbank.com:443/personal/borrow/mortgage-loans/construction-to-permanent-loan): Cover your VA or NC home's financing needs with affordable rates. Contact a Carter Bank Mortgage Originator to discuss a Construction to Permanent loan.
- [Retirement Calculators](https://www.carterbank.com:443/resources/learn/financial-calculators/retirement-calculators): The retirement planning calculators from Carter Bank can help you compare IRA accounts, add up social security benefits and more. Explore our calculators.
- [Social Security Benefits Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/retirement-calculators/social-security-benefits-calculator): How much can you expect to get in SS benefits? Get an idea of how much you could collect with the Social Security Benefits Calculator from Carter Bank.
- [Zelle®](https://www.carterbank.com:443/resources/access/online-and-mobile-banking/zelle): Carter Bank in VA and NC has partnered with Zelle® to provide customers with a fast, easy and safe way to send money. Download for iPhone or Android now.
- [CD Ladder Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/goal-and-savings-calculators/cd-ladder-calculator)
- [Community Reinvestment Mortgage Program](https://www.carterbank.com:443/personal/borrow/mortgage-loans/community-reinvestment-mortgages): unlock the possibility of homeownership with our CRA Mortgage program. At Carter Bank, we are dedicated to making homeownership attainable for low- and moderate-income individuals in the communities we serve.
- [Credit Sense](https://www.carterbank.com:443/resources/access/online-and-mobile-banking/credit-sense): Get your free credit report, view credit history and learn how to improve your credit score with Credit Sense from Carter Bank in VA and NC. Enroll now.
- [Estate Planning Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/retirement-calculators/estate-planning-calculator): Use the Estate Planning Calculator from Carter Bank to compare various retirement accounts and determine which options add up best. Give it a try now.
- [Insurance and Investment Calculators](https://www.carterbank.com:443/resources/learn/financial-calculators/insurance-and-investment-calculators): Carter Bank's Insurance and Investment calculators can help you determine how much insurance coverage you need and tally up your investments. Explore now.
- [Mortgage Payoff Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/mortgage-calculators/mortgage-payoff-calculator): Can you pay your mortgage off early? Use the Mortgage Payoff Calculator from Carter Bank to see how much you will need to pay each month to make it happen.
- [Business Calculators](https://www.carterbank.com:443/resources/learn/financial-calculators/business-calculators): Business banking is easier with the right tools. Analyze working capital and financial ratios with Carter Bank's financial calculators. Try them out now.
- [eSwitch to Carter](https://www.carterbank.com:443/resources/access/online-and-mobile-banking/eswitch-to-carter): Switching to Carter Bank in VA and NC is easy! Switch banks quickly, securely and in just 3 steps with eSwitch2Carter when you open an account. Contact us.
- [Locations](https://www.carterbank.com:443/locations): Carter Bank offers locations in Virginia and North Carolina where you can open a savings account or apply for a loan. Find a branch near you and visit us.
- [Mortgage Points Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/mortgage-calculators/mortgage-points-calculator): Does paying mortgage points to lower the interest rate on your home loan makes sense? Use the Mortgage Points Calculator from Carter Bank to find out.
- [Rates](https://www.carterbank.com:443/rates): Carter Bank offers competitive interest rates on business and personal accounts in VA and NC. Explore our checking rates and savings rates on CDs and more.
- [Retirement Shortfall Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/retirement-calculators/retirement-shortfall-calculator)
- [Which Option Earns More if Rates Rise?](https://www.carterbank.com:443/resources/learn/financial-calculators/goal-and-savings-calculators/which-savings-option-earns-more): Carter Bank’s Savings Calculator shows how different products like saving accounts and CDs will perform as rates change. Compare your savings options now.
- [eStatements](https://www.carterbank.com:443/resources/access/online-and-mobile-banking/estatements): Enroll in eStatements to view your Carter Bank account statements securely online. Go paperless and access your statements anytime, from any device.
- [Mortgage Calculator With PMI](https://www.carterbank.com:443/resources/learn/financial-calculators/mortgage-calculators/mortgage-calculator-with-pmi): What will your mortgage payments add up to with Private Mortgage Insurance (PMI)? Use the Mortgage Calculator with PMI from Carter Bank to figure it out.
- [Security Center](https://www.carterbank.com:443/security-center): Fraudulent activity is on the rise in VA and NC. Learn how to protect yourself and your finances from fraud and ID theft in Carter Bank's Security Center.
- [Find an ATM](https://www.carterbank.com:443/find-an-atm): Looking for an ATM near you in VA or NC? Carter Bank offers convenient branch and ATMs locations so you can get some cash or check balances. Find an ATM.
- [Rent vs Buy Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/mortgage-calculators/rent-vs-buy-calculator): Does buying or renting a home make the most financial sense for you? Use the Rent vs Buy Calculator from Carter Bank to add up and compare the costs now.
- [Refinance Breakeven Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/mortgage-calculators/refinance-breakeven-calculator): The Refinance Breakeven Calculator from Carter Bank helps you determine how long will it take to break even on a mortgage refinance. See the numbers now.
- [Contact a Mortgage Originator](https://www.carterbank.com:443/contact-a-mortgage-originator): Carter Bank's Mortgage Loan Originators can match you with the right home loan for your unique needs in VA or NC. Contact a Mortgage Loan Originator today.
- [Refinance Interest Savings Calculator](https://www.carterbank.com:443/resources/learn/financial-calculators/mortgage-calculators/refinance-interest-savings-calculator): How much could you potentially save on interest if you refinance your mortgage? Use the Refinance Interest Savings Calculator from Carter Bank to find out.
- [New Website](https://www.carterbank.com:443/new-website)
- [Disclosures](https://www.carterbank.com:443/disclosures): Carter Bank in VA and NC makes it easy to access disclosures, terms and conditions for your deposit accounts and our fee schedule online. View them now.
- [Website Accessibility](https://www.carterbank.com:443/website-accessibility): At Carter Bank in VA and NC, website accessibility for all our customers is important to us so we make sure our site is fully ADA compliant. Learn more.
- [Privacy](https://www.carterbank.com:443/privacy): At Carter Bank in VA and NC, your internet privacy is our priority. Read our policy to find out how we use your information and contact us with questions.
- [Mobile Privacy Policy](https://www.carterbank.com:443/mobile-privacy-policy): The Mobile Privacy Policy from Carter Bank in VA and NC explains the types of information we collect in the app, how we use it and more. Access our policy.
- [Social Media Terms of Use](https://www.carterbank.com:443/social-media-terms-of-use): The Social Media Terms of Use from Carter Bank in VA and NC provides guidelines for the use of social media platforms including permissions. Access terms.
- [Password Protected Page Parent](https://www.carterbank.com:443/password-protected-page-parent)
- [Cookie Policy](https://www.carterbank.com:443/cookie-policy): The cookie policy and terms of Use from Carter Bank in VA and NC provides guidelines for the use of cookies and website access
- [Children’s Online Privacy Protection Notice (COPPA)](https://www.carterbank.com:443/childrens-online-privacy)