Frequently Asked Questions

Funds can be earmarked for any purpose. Of course, our Christmas Club puts you in a position to save for your holiday spending rather than relying on credit cards with high interest rates to cover holiday purchases but they can also be used for any other end-of-year purchases. New accounts start each year on October 21^st and funds can be added at any point before they are paid out on October 20^th.

Yes, the maximum deposit is $5,000 per customer and all funds are paid out on October 20^th via ACH payment. However, any savings not used in a given year can be used to reopen another Christmas Club account, helping to carry over additional budget to the following year's holiday season. Check out our Christmas Club page for current rates and account details. Ready to start saving for the holidays? Apply now to open an account today.