Frequently Asked Questions

To leverage the full benefits of Lifetime Plus checking, you must make at least 15 debit card transactions per cycle, signature or PIN, in person or online. You must also be enrolled in eStatements and have in place one direct deposit or ACH credit per cycle. 

There are no hidden fees with Lifetime Plus! This is a FREE account with no monthly fee and no minimum balance required.

Qualifying accounts will receive 5.00% Anual Percentage Yield (APY) on the first $15,000 in the account.  The account will receive 0.50% blended APY on any amount $15,000.01 and above.  For example, a qualifying account with a $16,000 balance will receive 5.00% APY on $15,000 and then 0.50% APY on $1,000. 

An Automated Clearing House (ACH) credit payment occurs whenever someone instructs the ACH network to “push” money from their account to someone else's. This could be an employer (often via some processing partner) pushing payroll to their employees, or a government agency pushing cash payments to eligible citizens.