Carter Bank in VA and NC offers personal banking, business banking and loans.

Your journey. Your season. Your bank.
From building savings to planning for the future, we’re here with steady support. Just like the seasons, your goals change—but our commitment to you never does.
Learn About Us
Life on the Plus Side
Checking that helps you do more—and earn more along the way.
Earn More as you Grow
Smart business checking that matches how you work and pays you back.
7-Month Certificate of Deposit
You can earn more with a CD than most standard savings accounts.
Life Lived Full

Everything you need in a financial partner.

Carter Bank offers trusted solutions to manage your whole financial life.

Competitive Rates
Earn more with our competitive deposit rates.
Digital Services
Bank online or with our mobile app day or night.
How-To Videos
Watch how-to videos designed with you in mind.
Account Alerts
Easily monitor transactions to help prevent fraud.
Overdraft Protection
Relax and never worry about overdraft fees again.
Financial Calculators
Run the numbers on loans, mortgages and more.

Finance your life.

Competitive rates to fit your lifestyle.

View all Rates
7-month
Certificate of Deposit
3.64%
APY*
11-month
Certificate of Deposit
3.50%
APY*
Christmas
Club
3.50%
APY*
Premium Money Market Account
1.87%
APY*

*APY = Annual Percentage Yield.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.