Build on a strong foundation

Construction Loans tailored for retail locations, office complexes, medical facilities and more   

Competitive rates
Lower interest charges help keep projects under budget.
Build or renovate
Financing available for improving existing properties as well as new construction.
Industry expertise
Our experienced professional lenders can offer market insights as well as flexible loan terms.

Bring us your blueprints and we'll get the ball rolling

Commercial construction covers a wide range of ventures, from company headquarters and shopping centers to multi-family housing complexes and manufacturing plants. Whether you're a business owner, general contractor or investor, the Carter Bank commercial loan team will take the time to understand your needs and provide a loan package that gets the job done.

  • Designed for owner-occupied or income-producing properties   
  • Tailored solutions to meet the business customer needs
  • Construction loan with permanent take-out
  • Loans to not-for-profit organizations
  • Local decision-making 


For contact information, including phone numbers, email addresses, and online inquiries, please visit our "Contact Us" page. You can also call us at (833.275.2228), or visit us at one of our locations. To find a location click here.

Checking to match your business

Choose from two options based on your volume of business.

All loans are subject to credit approval.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.