Business Credit Cards

Every business needs a tool that makes it run better

Get maximum purchasing power and other financial benefits from Visa® 

Money-saving rates
Several cards feature 0% introductory rates. All feature long-term rates that keep interest charges under control.
Top-level security
Get round-the-clock fraud protection and zero liability for unauthorized purchases on your Visa® credit card.
Spending controls
Online card management tools help you monitor expenditures and identify potential ways to save.

From low rates to rewards, we've got the right card for you

Every business has its own unique financial strategies. That's why Carter Bank doesn't believe in a one-size fits-all approach to business credit cards. We offer four separate Visa® credit cards so you can choose the one that suits your business needs, whether it's money-saving interest rates, a cash-back program or generous rewards. No matter which card you choose, you'll also benefit from:

  • Purchasing power that helps you pay for repairs, equipment, supplies, travel, client entertainment and more
  • Free online expense reporting tools
  • No fee for additional employee cards
  • Mobile payment capability for added convenience
  • Zero Fraud Liability* means your business won’t be liable for fraudulent purchases when your card is lost or stolen
  • Cardmember Services - including fraud protection - 24 hours a day/365 days per year


For contact information, including phone numbers, email addresses, and online inquiries, please visit our "Contact Us" page. You can also call us at (833.275.2228), or visit us at one of our locations. To find a location click here.

Carter Bank offers both Personal Credit Cards and Business Credit Cards. Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

Checking to match your business

Choose from two options based on your volume of business.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S. A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Elan Financial Services may change APRs, fees and other Account terms in the future based on your experience with it and its affiliates as provided under the Cardmember Agreement and applicable law. 

Subject to credit approval.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions are limitations may apply.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.