Youth Accounts

Savings and Checking Accounts for Kids, Teens, and Students

From their first dollar to financial independence.

Accounts designed to grow with kids, teens, and students at every stage while helping them
build confidence and develop smart spending and saving habits along the way.
 

carter youth savings

Designed to support financial education and help kids and teens grow their money as they work toward future goals.

carter youth checking

The perfect checking account that helps teens and kids manage everyday spending while learning real-world money skills.

FAQs

Kids, students, and teens ages 6 up to 18 are eligible to open a carter youth checking or savings account. A parent or guardian (aged 18 or older) must be present to open an account and be joint-owner of the account.

Yes, our youth accounts offer parental controls that give parents and guardians joint-account ownership and help monitor account activity and make deposits or transfers.

At this time, youth accounts can only be opened in person. If you wish to open a youth account for your child, please visit our locations page to find a branch nearest you.

When your teenager turns 18, these accounts will convert into other Carter Bank accounts. A carter youth checking account will convert to a Lifetime Free™ Checking account and a carter youth savings account will convert to a Carter Savings account. 

You Want Options. We've Got Them!

Whether you need a loan to pay for school or are interested in refinance existing loans after graduation, we have options available for you through our partnership with College Ave. Easily build a repayment plan that fits your budget or discover a loan that's more than one-size-fits-all.