A safe, convenient way to make a wide range of transactions

Our debit cards come with more benefits than ever before 

Accepted worldwide
Shop online and at millions of locations.
Quicker payments
Link your debit card to your smartphone for easy one-tap or contactless Mobile Wallets payments.
Get cash when you need it
Access your Carter Bank accounts surcharge-free at thousands of MoneyPass® ATM Network locations.
Feel safe and secure
Get protection with 24/7 anti-fraud services and a zero liability policy with our Carter Bank Visa debit cards.

Your free debit card becomes an invaluable tool 

Take your debit card everywhere you go. It's accepted by merchants worldwide and safer than cash because it can easily be replaced if lost. You'll never pay interest on purchases or fees at our surcharge-free ATMs. Each transaction is listed on your Online Banking page and monthly account statement so you can easily track spending patterns. 

  • Linking your card to your mobile wallet lets you speed through checkout lines in record time. 
  • Visa’s Secure Remote Commerce helps you fill out debit card information so you can shop online safely and securely.
  • Skip the wait, and pick up new or replacement debit cards in all Carter Bank branch locations
  • Receive text or email alerts when we notice suspicious activity on your account
  • Qualify for Carter Bank Visa Debit Card Perks that include ID theft monitoring and credit rating assistance 
Debit Card Alerts

We monitor card transactions 24/7 for suspicious activity; and when warranted offer two types of alert notifications, phone calls and text messages.

  • Automated fraud alert phone calls arrive from 800.279.2674 upon detection
  • When you receive an alert call, follow the prompts to take action, including the option to speak with a person
  • There's no required enrollment; automated calls are sent automatically upon fraud detection


For contact information, including phone numbers, email addresses, and online inquiries, please visit our "Contact Us" page. You can also call us at (833.275.2228), or visit us at one of our locations. To find a location click here.

MoneyPass® is an ATM Network that allows Carter Bank customers to access their money with no surcharge fees, across the country. Find a MoneyPass® ATM.

Debit Card Management is an online and mobile banking tool that gives you complete control and visibility over your Debit Card. With this service, you can easily turn your card access on and off, set up custom alerts, view recent transactions, manage your card usage, and do much more. 

Checking your way

Get checking account options, all with convenient digital tools.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.