Find a commercial loan tailored to your specific business needs

Carter Bank's experienced team of business lenders is here to guide the process

Flexible financing
Acquire commercial real estate, convert from a construction to permanent loan or refinance an existing building.
Options to reach your business goals
Use these funds for other business needs connected to your owner-occupied or income-producing properties.
Government-backed funding
Expand your business through the U.S. Small Business Administration's (SBA) 504 loan program.
Local decision-making
Loan approvals come quickly, from local NC and VA lenders who take time to understand your business and its needs.

Financing to support business growth

By working with Carter Bank, you can access various types of business loans at competitive rates to green-light your next project. Whether you're a sole proprietor or leader of a multi-million dollar corporation, you'll benefit from our experience and full suite of solutions.

We offer convenient branches everywhere from Raleigh, Charlotte, and Greensboro, NC to Roanoke, VA and more. Find a branch near you.

FAQs

Carter Bank provides funding for working capital, equipment financing, commercial real estate loans, SBA, CRE, and specialized solutions like community development lending.
Business loan rates and terms vary based on purpose and borrower profile. Typical requirements include track record, creditworthiness, and some collateral or equity, depending on loan type.
Checking to match your business

Choose from two options based on your volume of business.


All loans are subject to credit approval.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.