Getting the right insurance coverage is a smart financial move

Carter Bank maintains ownership interest with Bearing Insurance to offer affordable insurance policies for individuals and businesses 

Personal protection
Bearing Insurance offers everything from life insurance to homeowners policies to auto coverage for individuals.
Commercial lines
Businesses can purchase property insurance, liability policies, workers' comp coverage and more.
Free quotes
Get no-obligation price quotes online or by speaking with an experienced agent.
Choice of insurers
Carter Bank's partner, Bearing Insurance, works with many nationally respected companies to make sure you have the best options possible.

Experienced agents offer sound advice - plus peace of mind

How much coverage do you require? Which insurer offers the best policy for your needs? Having sufficient insurance is vital to protecting your home, family and business - but choosing the right policy isn't always easy. Through an ownership interest in Bearing Insurance, one of the Mid-Atlantic's largest independent agencies, Bearing Insurance offers a wide range of insurance products and services. Just as importantly, Bearing Insurance's knowledgeable agents can help identify your insurance needs and present you with the best options.

Personal Insurance Policies

  • Homeowners 
  • Auto
  • Boats and Watercraft 
  • Personal Umbrella 
  • Flood 
  • Life: Term, whole and universal 
  • Health: Disability and long-term care 

Business Insurance Policies

  • Property Insurance
  • Liability Insurance
  • Business Auto Insurance
  • Workers' Compensation Insurance
  • Umbrella Insurance
  • Flood Insurance
  • Employee Benefits Insurance
  • Directors & Officers Insurance
  • Professional Liability/Errors & Omissions Insurance

Business Insurance Features

When you purchase business insurance from Bearing Insurance, you’ll have access to the following materials and services:

  • Client portal and mobile app
  • MyWave business resource subscription
  • Claims advocacy
  • Contract risk reviews
  • Workers compensation experience modification reviews
  • Employee handbooks
  • Loss control services
  • Safety manuals
  • Employee benefits strategic planning and purchasing
  • Legal compliance resources
  • COBRA administration
  • Human Resources hotline
  • Human Resources plan support
  • Employee satisfaction measurement
  • Workplace wellness initiatives

FAQs

Carter Bank offers insurance for home, auto, business, and employee benefits through our affiliation with Bearing Insurance. Quotes are always free and have no obligation. Worry less and become Secure Purchasing insurance to cover your most valuable investments is never easy. Through an ownership interest in Bearing Insurance, one of the largest independent insurance agencies in the Mid-Atlantic, Carter Bank can offer you a wide range of insurance products and services to help you streamline your banking and insurance protection process. This process includes mitigating financial risks your family or business may encounter if something were to happen to you, your spouse, or business partners.

Any client of Carter Bank can receive a quote by visiting our Insurance page or by calling 800-541-1419. For all other questions about Carter Bank products, please call 833-275-2228. Looking to open an account? Banking with us is easy. To open your account, visit one of our Branch Locations pages or call our Customer Contact Center, 833-275-2228), to speak with a banking specialist.

Carter Bank partners with Bearing Insurance to provide insurance for our customers. If you are already a Bearing Insurance client, Bearing Insurance offers all forms of personal and business insurance, except for individual health insurance.

  1. For personal insurance, this includes home, auto, renters, condo, watercraft, personal umbrella, flood, and all others.
  2. For business insurance, this includes employee benefits, property, flood, liability, workers compensation, business auto/truck, commercial umbrella, directors & officers, cyber liability, and more.

Get better coverage for your most valuable investments. Through an ownership interest in Bearing Insurance, one of the largest independent insurance agencies in the Mid-Atlantic, Carter Bank & Trust is able to offer you a wide range of insurance products and services to help you streamline your banking and insurance protection process.

Any client of Carter Bank can receive a quote by visiting our Insurance page or by calling 800-541-1419. For all other questions about Carter Bank products, please call 833-275-2228. Looking to open an account? Banking with us is easy. To open your account, visit one of our Branch Locations pages or call our Customer Contact Center, 833-275-2228), to speak with a banking specialist.

Carter Bank partners with Bearing Insurance to provide insurance for our customers. If you are not yet a client of BearingInsurance, call 800-541-1419 for a quote. If you are already a Bearing Insurance client, you will be assigned an insurance agent who manages your account.

Your agent's direct phone number and email address will be provided to you for any questions you may have about your account. Bearing Insurance prides itself on maintaining the same perspective on personal service as Carter Bank. Get better coverage for your most valuable investments.

Through an ownership interest in Bearing Insurance, one of the largest independent insurance agencies in the Mid-Atlantic, Carter Bank is able to offer you a wide range of insurance products and services to help you streamline your banking and insurance protection process.

Cruise through life

Get into a new set of wheels with great rates on an auto loan.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.