Overdraft Protection

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Protect your account from overdrafts and costly fees

Set up automatic transfers from your linked savings account to help cover transactions when your checking balance runs low—so you can avoid interruptions and unexpected fees.

Sign up easily
Visit a Carter Bank branch to activate overdraft transfer service for your account(s).
Strengthen your safety net
Transfers can only be made if the linked account has sufficient funds.
Pay a small fee
A $5 overdraft transfer fee will be assessed for each transfer. Applies only to savings and checking auto transfer, not lines of credit. (Fees may reduce earnings.)

An overdraft can happen to anyone

You lose track of what's in your account. Or you need extra money for an important payment or purchase. These can lead to transactions that result in a negative account balance. With no backup, you may face rejected payments and hefty merchant fees. Overdraft protection lets you set up automatic transfers from other Carter Bank accounts to cover any shortfall.

FAQs

You can call Carter Bank at 833-275-2228, visit our official Contact Us page, or stop by one of our conveniently located branches in Virginia and North Carolina.

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Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.

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