Business 250 Checking Account
Go for a low-cost account with 250 free monthly transactions and free money management tools.
Business Checking Accounts
Find your best business checking account at Carter Bank
Choose from the options based on your volume of business
Business 500 Checking Account
Handle larger amounts of transactions each month with an account that improves your company's efficiency.
Business Interest Checking
Earn interest on higher balances while keeping your business funds accessible for everyday needs.
|
Business 250 Checking Account
|
Business 500 Checking Account
|
Business Analysis Checking Account
|
Business Interest Checking
|
|
|---|---|---|---|---|
| Opening Deposit | $100 | $100 | $100 | $100 |
| Daily Minimum Balance Fee |
$0.00 |
$25 Waived with one of the following: |
$0.00 |
-- |
| Monthly Fee |
$0.00 |
$0.00 |
$15 Earnings credit allowance on the deposit balances may offset activity fees |
-- |
| Monthly Transaction Allowance |
250 items per month |
500 items per month |
$.30 per deposit |
-- |
| Fees for Exceeding Transaction Allowance |
$0.50 per excess item fee |
$0.50 per excess item fee $0.75 per $1,000 over first $10,000 currency deposit and/or withdrawal |
$0.00 |
-- |
| Coin & Currency deposited per month fee | No fee up to $10,000 currency deposited per month | No fee up to $20,000 currency deposited per month | $.60 per $1,000 currency deposit or withdrawal | -- |
| Fees for Exceeding Deposit Allowance | $.75 per $1,000 | $.75 per $1,000 | $0.00 | -- |
| Online Account Opening Available | Yes | Yes | Yes | No |
| FREE Business Debit Card | Yes | Yes | Yes | No |
| FREE Online and Mobile Banking with Carter on the Go | Yes | Yes | Yes | No |
| FREE Bill Pay with Carter on the Go | Yes | Yes | Yes | No |
| FREE Mobile Deposit with Carter on the Go | Yes | Yes | Yes | No |
| FREE eStatements with online check images | Yes | Yes | Yes | No |
| Instant Issue Debit Cards available in all branch locations | Yes | Yes | Yes | No |
Business 250 Checking Account
- Opening Deposit
- $100
- Daily Minimum Balance Fee
-
$0.00
- Monthly Fee
-
$0.00
- Monthly Transaction Allowance
-
250 items per month
- Fees for Exceeding Transaction Allowance
-
$0.50 per excess item fee
- Coin & Currency deposited per month fee
- No fee up to $10,000 currency deposited per month
- Fees for Exceeding Deposit Allowance
- $.75 per $1,000
- Online Account Opening Available
- Yes
- FREE Business Debit Card
- Yes
- FREE Online and Mobile Banking with Carter on the Go
- Yes
- FREE Bill Pay with Carter on the Go
- Yes
- FREE Mobile Deposit with Carter on the Go
- Yes
- FREE eStatements with online check images
- Yes
- Instant Issue Debit Cards available in all branch locations
- Yes
Business 500 Checking Account
- Opening Deposit
- $100
- Daily Minimum Balance Fee
-
$25
Waived with one of the following:
• $10,000 minimum avg daily balance
• $15,000 combined deposit balances
• $50,000 outstanding business loan balance - Monthly Fee
-
$0.00
- Monthly Transaction Allowance
-
500 items per month
- Fees for Exceeding Transaction Allowance
-
$0.50 per excess item fee
$0.75 per $1,000 over first $10,000 currency deposit and/or withdrawal
- Coin & Currency deposited per month fee
- No fee up to $20,000 currency deposited per month
- Fees for Exceeding Deposit Allowance
- $.75 per $1,000
- Online Account Opening Available
- Yes
- FREE Business Debit Card
- Yes
- FREE Online and Mobile Banking with Carter on the Go
- Yes
- FREE Bill Pay with Carter on the Go
- Yes
- FREE Mobile Deposit with Carter on the Go
- Yes
- FREE eStatements with online check images
- Yes
- Instant Issue Debit Cards available in all branch locations
- Yes
Business Analysis Checking Account
- Opening Deposit
- $100
- Daily Minimum Balance Fee
-
$0.00
- Monthly Fee
-
$15
Earnings credit allowance on the deposit balances may offset activity fees
- Monthly Transaction Allowance
-
$.30 per deposit
$.15 per item in deposit
$.20 per check written
$.17 per ACH debit or credit - Fees for Exceeding Transaction Allowance
-
$0.00
- Coin & Currency deposited per month fee
- $.60 per $1,000 currency deposit or withdrawal
- Fees for Exceeding Deposit Allowance
- $0.00
- Online Account Opening Available
- Yes
- FREE Business Debit Card
- Yes
- FREE Online and Mobile Banking with Carter on the Go
- Yes
- FREE Bill Pay with Carter on the Go
- Yes
- FREE Mobile Deposit with Carter on the Go
- Yes
- FREE eStatements with online check images
- Yes
- Instant Issue Debit Cards available in all branch locations
- Yes
Business Interest Checking
- Opening Deposit
- $100
- Daily Minimum Balance Fee
- --
- Monthly Fee
- --
- Monthly Transaction Allowance
- --
- Fees for Exceeding Transaction Allowance
- --
- Coin & Currency deposited per month fee
- --
- Fees for Exceeding Deposit Allowance
- --
- Online Account Opening Available
- No No
- FREE Business Debit Card
- No No
- FREE Online and Mobile Banking with Carter on the Go
- No No
- FREE Bill Pay with Carter on the Go
- No No
- FREE Mobile Deposit with Carter on the Go
- No No
- FREE eStatements with online check images
- No No
- Instant Issue Debit Cards available in all branch locations
- No No
FAQs
You can call Carter Bank at 833-275-2228, visit our official Contact Us page, or stop by one of our conveniently located branches in Virginia and North Carolina.
The Carter Bank routing number is 051403957. You can find it on your checks, in your online banking portal, or by visiting our official website.
Your deposits at Carter Bank FDIC-insured up to $250,000. We also provide extended coverage options through IntraFi®, ensuring deposits – large and small –are protected. Accurately calculate coverage with account details by using the Electronic Deposit Insurance Estimator (EDIE).
You can order checks by calling or visiting a Carter Bank branch. You can also order checks online via our secure banking portal depending on availability. Some accounts may qualify for free checks—contact us for details.
Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.