Business 250 Checking Account

Increase everyday efficiency without adding to your overhead

This business checking account includes a long list of free money management tools 

Low cost, high value
No monthly fee and 250 free monthly transactions.
High-tech features
Put Online and Mobile Banking to work for you 24 hours a day.
Move money easily
Bill Pay and Mobile Check Deposit reduce staff workload and cut costs.
Standardize purchasing
Multiple debit cards help your financial team control expenses and monitor spending patterns.

Shift your focus from handling money to making it

This low-cost account is tailored to businesses with a lower number of monthly transactions but high expectations. Digital banking tools and debit cards pave the way for fast, flexible money management. By reducing time spent on routine financial tasks, you can devote more energy to serving customers and staying one jump ahead of the competition.

  • $100 minimum deposit required to open account

  • No minimum daily balance fee
  • 250 free monthly transactions ($0.50 for each additional item)
  • No fee for up to $10,000 in monthly currency deposits ($0.75 fee per additional $1,000 deposited)
  • Free eStatements put important financial data at your fingertips
  • Instant issue business debit cards available at all Carter Bank branch locations

FAQs

Our Business 250 and 500 Checking accounts are best suited for small and mid-sized businesses, such as cleaning companies, lawn services, hairdressers, restaurants or body shops. The Analysis Checking account is utilized by larger businesses that have a high volume of transactions per month. Please visit our Business Checking page to learn more, contact your local branch, or email us at [email protected]available Monday through Friday from 9:00 a.m. to 5:00 p.m. 

You will need the following information:

  1. The legal business name
  2. The legal address
  3. The business tax ID number
  4. The date the business was established
  5. Supplemental documents, based on business type
  6. Applicant's social security number
  7. Applicant's date of birth
  8. Applicant's mailing address/email address 

Open your new business account today!

Apply Online for a Business Account | Visit Us

For Business 250 Checking, there is no monthly fee and no minimum balance fee. For Business 500 Checking, a $25 fee will be assessed monthly, if one of the following requirements is not met:  

  1. $10,000 minimum daily balance  
  2. $15,000 combined deposit balance
  3. $50,000 in outstanding business loan balance  

Please visit our Business Checking page to learn more, contact your local branch, or email us at [email protected]available Monday through Friday from 9:00 a.m. to 5:00 p.m. 

Transaction fees vary based on the type of business checking account. Please use the links below to view the current transaction fees on our Business Checking page. Open your new business account.

Fee Schedule | Business Fee Schedule

Better cash control

Partner with our treasury specialists for expert guidance.


*30 day grace period to get to minimum balance requirement 
Minimum opening deposit is only $100. Bank rules and regulations apply. 

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate daily. Fees may reduce earnings.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.