Community Development Lending

Building strong communities together

Empowering our neighborhoods through innovative development and inclusive growth

Specialized Financing
We are proud to offer specialized financing options for projects that enhance community revitalization and stimulate economic development.
Tax Credit Programs
Leverage Historic, New Market, and Low-Income tax credit programs in low to moderate-income neighborhoods or underserved markets.
Flexible Terms
Our community development loans come with flexible terms to help meet the unique needs of your project and budget.
Non-Profit Lending
We’re proud to partner with non-profit organizations throughout our footprint to provide loans for the communities we serve.

Keeping Community Development in the Community

Our community development lending is designed to drive positive change in our communities. We offer a range of financing solutions with favorable terms to support initiatives focused on affordable housing, economic revitalization, and community services in low to moderate-income areas. 

Our lending experts work closely with borrowers to structure loans that meet their project's requirements and provide access to various tax credit programs designed to enhance project feasibility.  


For contact information, including phone numbers, email addresses, and online inquiries, please visit our "Contact Us" page. You can also call us at (833.275.2228), or visit us at one of our locations. To find a location click here.

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Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.