Business insurance protects the company you've worked hard to build

The right policies are key 

Trusted partners
We work with Bearing Insurance, one of the largest independent insurance agencies in the Mid-Atlantic.
Comprehensive coverage
Find policies and services that address all the various needs of your business.
Affordable rates
Explore solutions that fit your budget and provide appropriate protection.

Your company needs the best protection 

When it comes to the company you've created, you don't cut corners. Neither do we. Through our partnership with Bearing Insurance, we'll help you find the insurance you need at the price you want. Comprehensive protection is available from a team of trusted agents. 

Types of Business Insurance Policies

  • Property Insurance
  • Liability Insurance
  • Business Auto Insurance
  • Workers' Compensation Insurance
  • Umbrella Insurance
  • Flood Insurance
  • Employee Benefits Insurance
  • Directors & Officers Insurance
  • Professional Liability/Errors & Omissions Insurance

Business Insurance Features

When you purchase business insurance from Bearing Insurance, you’ll have access to the following materials and services:

  • Client portal and mobile app
  • MyWave business resource subscription
  • Claims advocacy
  • Contract risk reviews
  • Workers compensation experience modification reviews
  • Employee handbooks
  • Loss control services
  • Safety manuals
  • Employee benefits strategic planning and purchasing
  • Legal compliance resources
  • COBRA administration
  • Human Resources hotline
  • Human Resources plan support
  • Employee satisfaction measurement
  • Workplace wellness initiatives

We'll work with you and Bearing Insurance to put in place the policies your business needs.

FAQs

In partnership with Bearing Insurance, Carter offers property, liability, workers’ comp, cyber liability, and other policies tailored for small and mid-size businesses.
Claims are managed directly through licensed insurance agents from the partner firm — Carter Bank helps coordinate process and support.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.