Home sweet home loan financing

Find your next mortgage with help from our local, friendly professionals 

Conventional Mortgage

Find a fixed-rate or adjustable-rate home loan that fits your budget and lifestyle. 

FHA Loan

Your next home could be more affordable with a low down payment using this government-backed loan. 


Escape to the country (or even parts of suburbia) with this federal loan program. 

VA Loan

Your service to our country qualifies you for special financing on a veteran home loan.

Portfolio Loan

Portfolio mortgage loans offer flexible underwriting terms with competitive rates and are initially serviced by Carter Bank.

Construction to Permanent Loans

Your blueprint for financing includes one closing and a streamlined funding process.

Home Buying Grants

First-time homebuyers, first responders, veterans and others benefit from our special program.


For contact information, including phone numbers, email addresses, and online inquiries, please visit our "Contact Us" page. You can also call us at (833.275.2228), or visit us at one of our locations. To find a location click here.

All loans are subject to credit approval.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.