Mortgage Loans

Home sweet home loan financing

Find your next mortgage with help from our local, friendly professionals 

Conventional Mortgage

Find a fixed-rate or adjustable-rate home loan that fits your budget and lifestyle. 

FHA Loan

Your next home could be more affordable with a low down payment using this government-backed loan. 

USDA Loan

Escape to the country (or even parts of suburbia) with this federal loan program. 

VA Loan

Your service to our country qualifies you for special financing on a veteran home loan.

Home Buying Grants

First-time homebuyers, first responders, veterans and others benefit from our special program.

Portfolio Loan

Portfolio mortgage loans offer flexible underwriting terms with competitive rates and are initially serviced by Carter Bank.

Construction to Permanent Loans

Your blueprint for financing includes one closing and a streamlined funding process.

Community Reinvestment Mortgages

We are dedicated to helping people prosper by addressing credit needs within the communities we serve.

FAQs

You can call Carter Bank at 833-275-2228, visit our official Contact Us page, or stop by one of our conveniently located branches in Virginia and North Carolina.


All loans are subject to credit approval.
 

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.