Conventional Mortgage Loans

Contact a Mortgage Originator

The right home financing can turn a nice house into your perfect home

Make your next big move with Carter Bank's borrower-friendly mortgage solutions

Plenty of options
Select from various fixed-rate and adjustable-rate mortgages.
Choose a payment plan
Flexible loan terms allow you to build equity with a payment that fits your budget.
Low closing costs
The less money you pay upfront, the more you have for new furniture and remodeling projects.
Refinancing options available
You may be able to save money by switching to a new Carter Bank home loan.
A place where everyone is treated like a friend and neighbor

House-hunting involves a lot of work - it can be a challenge to find a place in the right neighborhood with enough space to keep everyone comfortable. But when you're ready to focus on financing, Carter Bank's mortgage lenders are happy to help with the heavy lifting. They can explain all of our Conventional Mortgage offerings, clearly answer your questions, and guide you all the way through the application process.

Get Our Mortgage2Go App

Simplify the mortgage process with our helpful app.

  • Real-time loan status updates
  • Automated reminders when items are due
  • Scan and securely send documents with your phone
  • And much more!
Get our Mortgage2Go App on Google Play Download our Mortgage2Go App on the App Store
Inquire through Mortgage2Go

FAQs

Carter Bank offers both fixed-rate and adjustable-rate conventional mortgages, giving you flexibility in monthly payments and long-term budgeting. Schedule an appointment with one of our Mortgage Loan Originators to learn more about rates.

You can speak directly with one of Carter Bank’s Mortgage Loan Originators, either by phone or by scheduling an appointment at a local Virginia or North Carolina branch. They’ll guide you through the application process and answer all your questions.
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Related Resources

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Learn how Carter Bank protects your accounts and what you can do to stay safe online.

All loans are subject to credit approval.

Mortgage2Go is subject to additional terms and conditions.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.

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