Smaller down payments are a big advantage with this home loan

Home ownership becomes far more affordable with these government-backed loans

Reduced upfront costs
Get a home of your own with a down payment as low as 3.5%.
Relaxed credit requirements
FHA allows for more flexibility in credit score and credit history.
Flexible mortgage types
Enjoy competitive rates on fixed-rate mortgages.
Join the millions who've benefited from this government-backed FHA loan

For nearly a century, Federal Housing Administration (FHA) loans have helped Americans with modest incomes achieve the dream of home ownership. The good news is that you can access this affordable financing without dealing with a government agency. One of our knowledgeable, local lenders can answer all your questions about FHA eligibility and guide you through the application process.

Get Our Mortgage2Go App

Simplify the mortgage process with our helpful app.

  • Real-time loan status updates
  • Automated reminders when items are due
  • Scan and securely send documents with your phone
  • And much more!
Get our Mortgage2Go App on Google Play Download our Mortgage2Go App on the App Store


For contact information, including phone numbers, email addresses, and online inquiries, please visit our "Contact Us" page. You can also call us at (833.275.2228), or visit us at one of our locations. To find a location click here.

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All loans are subject to credit approval.

Mortgage2Go is subject to additional terms and conditions.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.