How can I reach Carter Bank quickly?

You can call Carter Bank at 833-275-2228, visit our official Contact Us page, or stop by one of our conveniently located branches in Virginia and North Carolina.

Personal Loans | Virginia & NC Bank Loan Rates

Loans for debt consolidation and more

Affordable financing to pay off debt, cover home repairs, or pay for medical bills and other expenses.

Debt consolidation loans

Combine multiple debts to make one single monthly payment and focus on paying it off.

Secured or unsecured loans

No collateral? No problem. We'll help you get the money you need.

Pay off credit card debt

Replace a high-interest credit card bills with a personal loan at a better APR.

Competitive rates

Lower interest charges leave you with more money for whatever needs doing.

Personal lending on your terms

A Personal Loan can provide the funds for almost anything. You can use it to pay debt and cover expenses, but you can also use it to:

make a special purchase
finance a wedding
pay for your dream vacation

We know everyone's needs are different - and that's what makes it personal.

Secured vs Unsecured Loans

The main difference between secured and unsecured personal loans is collateral. Secured loans require collateral like savings, a vehicle or other assets. Unsecured loans do not require collateral and are based mainly on creditworthiness and income.

Our VA and NC lenders can help find the right loan for you.

Schedule an appointment

FAQs

What requirements do I need to qualify for a personal loan?

To qualify for a Carter Bank personal loan, you'll need a qualifying credit score, consistent income, and a reasonable debt-to-income ratio. Loans may be approved as unsecured or secured depending on creditworthiness.

Are there any fees or penalties for personal loans?

Yes, personal loans may include origination fees. Other standard costs may apply depending on the loan terms.

Can Carter Bank personal loans be used for debt consolidation and what are the eligibility criteria?

Absolutely — Carter Bank personal loans can be used for debt consolidation, including credit card balances or medical bills. Eligibility depends on your credit profile, income, and DTI ratio, as with other loan purposes.

View All