Credit Cards

Choose the card that helps you fine-tune your finances

Maximum purchasing power comes with a long list of other features

So many great options
Get a card that limits interest charges, maximizes cash back or earns exciting rewards.
Attractive perks
Take advantage of travel accident insurance, ID theft solutions and extended warranties offered by most of our Visa® credit cards.
Total security
Rest assured we've got you covered with 24/7 anti-fraud services and zero liability on unauthorized purchases with our Visa® credit card.

Every card comes with plenty of added convenience

There are key differences in Carter Bank's Visa® credit card offerings, so you should take some time to figure out the best fit for your finances and lifestyle. But here's the good news - whichever card you choose, you'll be able to make secure payments online and at merchants worldwide while enjoying a list of built-in benefits.

  • Convenient and flexible purchasing power accepted at millions of locations worldwide
  • Mobile purchasing capabilities such as Apply Pay and Google Pay for added convenience
  • Zero Fraud Liability* so you won’t be liable for fraudulent purchases when your card is lost or stolen
  • Cardmember Service available 24/7 to assist with fraud, disputes, and other issues
  • And more!


For contact information, including phone numbers, email addresses, and online inquiries, please visit our "Contact Us" page. You can also call us at (833.275.2228), or visit us at one of our locations. To find a location click here.

Carter Bank offers both Personal Credit Cards and Business Credit Cards. Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

Tap into your equity

Get a line of credit to pay for projects, expenses or almost anything.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from VISA U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Elan Financial Services may change APRs, fees and other Account terms in the future based on your experience with it and its affiliates as provided under the Cardmember Agreement and applicable law.

Subject to credit approval.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.