Personal Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you! No matter which card you choose, you'll enjoy important features like:

  • Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
  • Mobile Purchasing capability for added convenience.
  • Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!

The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

FAQs

Carter Bank provides a variety of credit card options tailored to different needs, including rewards-based cards and business cards, each with unique benefits.

Yes, most credit cards include rewards programs, sign-up offers, and perks like fraud protection and spending alerts. Exact benefits vary by card type and availability.
Absolutely, Carter Bank credit cards come with online and mobile banking tools, real-time alerts, and enhanced fraud monitoring protection for peace of mind.
Tap into your equity

Get a line of credit to pay for projects, expenses or almost anything.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.