For people who like fresh air and open spaces, a USDA Loan is the answer

Buy a place in the country and benefit from a number of financial advantages

100% financing available
No down payment means you don't have to drain your savings to get a mortgage.
Competitive rates
Affordable options for fixed-rate loans.
Flexible credit guidelines
Financial perfection isn't required for a loan from the U.S. Department of Agriculture.
Head for suburbia, too
USDA Loans are also available to borrowers who want to live in certain suburbs.
For farm families and others who like a little elbow room

Friendly neighbors. Peace and quiet. Traffic-free travel. There are all kinds of benefits to living out in the country or in less-populated suburbs. There are also plenty of advantages to buying a home with a USDA mortgage. Ready to make the move? Contact one of our knowledgeable mortgage professionals who can tell you more about the program and eligibility requirements.

Get Our Mortgage2Go App

Simplify the mortgage process with our helpful app.

  • Real-time loan status updates
  • Automated reminders when items are due
  • Scan and securely send documents with your phone
  • And much more!
Get our Mortgage2Go App on Google Play Download our Mortgage2Go App on the App Store


For contact information, including phone numbers, email addresses, and online inquiries, please visit our "Contact Us" page. You can also call us at (833.275.2228), or visit us at one of our locations. To find a location click here.

All loans are subject to credit approval.

Mortgage2Go is subject to additional terms and conditions.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.