Business 500 Checking Account

Benefit from high-tech tools and low transaction costs

A versatile account helps your business keep pace in a fast-moving world

Greater expense control
Ideal for mid-sized businesses with 500 free monthly transactions.
Anytime account access
Put Online and Mobile Banking to work for you 24 hours a day.
Move money effortlessly
Tools to reduce staff workload and cut costs-see below.
Request multiple debit cards
Make fast, easy purchases online and in stores while monitoring spending patterns.

Growing quickly? Efficiency is a necessity.

If your business is processing dozens of payments on a daily basis, you can't afford high transaction costs or inefficient money management. Five-hundred Commercial Banking monthly transactions helps preserve your profit margin.

  • $100 minimum deposit required to open account
  • $25 minimum balance fee will be waived if you meet one of these conditions: maintain a minimum daily balance of $10,000, have a combined balance of $15,000, or hold an outstanding business loan balance of $50,000.1
  • 500 free monthly transactions ($0.50 for each additional item)
  • No fee for up to $20,000 in monthly currency deposits ($0.75 fee per additional $1,000 deposited)
  • Free eStatements put important financial data at your fingertips
  • Instant issue business debit cards available at all Carter Bank branch locations

FAQs

Our Business 250 and 500 Checking accounts are best suited for small and mid-sized businesses. The Analysis Checking account is utilized by larger businesses that have a high volume of transactions per month. Please visit our Business Checking page to learn more, contact your local branch, or email us at [email protected], available Monday through Friday from 9:00 a.m. to 5:00 p.m. 

You will need the following information:

  • The legal business name
  • The legal address
  • The business tax ID number
  • The date the business was established
  • Supplemental documents, based on business type
  • Applicant's social security number
  • Applicant's date of birth
  • Applicant's mailing address/email address 
  • Open your new business account today!


Apply Online for a Business Account | Visit Us

For Business 250 Checking, there is no monthly fee and no minimum balance fee. For Business 500 Checking, a $25 fee will be assessed monthly, if one of the following requirements is not met:  

  • $10,000 minimum daily balance  
  • $15,000 combined deposit balance
  • $50,000 in outstanding business loan balance

Please visit our fee schedule and Business Checking pages to learn more, contact your local branch, or email us at [email protected]available Monday through Friday from 9:00 a.m. to 5:00 p.m. 

Transaction fees vary based on the type of business checking account. Please view the current transaction fees on our Business Checking page. Open your new business account.

Smart Tools and Personalized Support for Better Cash Management

Manage your business cash flow with services and tools that help you save time, reduce risk, and improve efficiency. Discover how smarter money management can create more stability and opportunity for your business.


30 day grace period to get to minimum balance requirement. Minimum opening deposit is only $100. Bank rules and regulations apply.

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate daily. Fees may reduce earnings. Rate may change after account opening.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.