Lifetime Free™ Checking Account
A do-it-all account for people who need to get things done
With today's busy schedules and tight budgets, you don't have a moment to spare or a dollar to waste. That makes our Lifetime Free™ Checking - with no monthly fees and 24/7 digital banking tools - the perfect fit for people who are always looking for new ways to save both time and money.
- $100 minimum opening deposit
- No monthly service charge
- Online account opening available
- Free eStatements with online check images
- Access to ATMs at select Carter Bank locations or through our nationwide network of MoneyPass® ATM locations
- Instant issue debit cards available at all branches
FAQs
Lifetime Plus Checking earns interest and offers ATM fee refunds, while Lifetime Free™ Checking is a non-interest-bearing account with no monthly fees and no balance requirements. Lifetime Plus requires certain qualifications in order to receive interest; Lifetime Free™ is ideal for those seeking a simple, non-interest bearing account.
No, Lifetime Free™ Checking has no monthly service charge and no hidden fees — it’s completely free to maintain so long as you keep the account open.
You need just $100 to open the account, and there are no minimum balance requirements or daily balance thresholds to maintain.
Related Resources
Check out our handy financial tools and resources.
Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.