50+ Interest Checking Account

With your experience, you know a good deal when you see one in this checking account

Earn extra money while enjoying free checking 

For mature money managers
This account is available to Carter Bank customers age 50 and over.
Earn more interest
Our competitive rates put extra dollars in your pocket.
Packed with free features
A Visa® debit card, Online Banking, Bill Pay and convenient eStatements are all part of the package.
On-the-go assistance
Our mobile app and Mobile Check Deposit mean Carter Bank services are always close at hand.

You have your own way of doing things. That works for us.

You'll love the versatility of our 50+ Interest Checking Account. If you still prefer traditional money management, we offer unlimited check-writing. And if you pride yourself on being tech savvy, the sky is the limit with Online and Mobile Banking tools that help you handle your finances quickly and on your schedule.

  • $100 minimum opening deposit
  • No monthly service charge
  • Online account opening available
  • Free eStatements with online check images
  • Free checks once per year when customer goes into a branch location or calls the customer Call Center
  • Access to ATMs at select Carter Bank locations  or through our nationwide network of surcharge-free MoneyPass® ATM locations
  • Instant issue debit cards available at all branches

FAQs

This account earns interest compounded daily and credited monthly. Visit our rates page to see interest rates for this account.

A $100 opening deposit is required to start the account and begin earning interest.

Yes, the 50+ Interest Checking account requires one owner to be age 50 or older.


Bank rules and regulations apply. 50+Interest Checking accounts require one applicant must be 50 years of age or older. Interest rate and annual percentage yield may change. At our discretion, we may change the interest rate daily. Other fees, such as, non-sufficient funds, etc. may apply.  See Fee Schedule for details. Fees may reduce earnings.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.