Carter Savings Account

Dollar by dollar, you can build a brighter future

A strong savings strategy is the key to reaching your financial goals

Dream big, start small
All it takes is at least $50 to open your Carter Savings account¹ and start working toward your goals.
Stay flexible
Make deposits by transferring from checking, using Online or Mobile Banking, or visiting Carter Bank branches.
Earn competitive interest
Make regular contributions to your deposits, helping to grow your money even faster.
Get overdraft protection
If you overdraw your checking account, you can have transfers in place to transfer money from savings to cover the shortfall.
It's more than just a "rainy day" fund

Common sense says it's a good idea to set aside money for unexpected expenses and financial emergencies. But take a moment to imagine everything else your savings might do someday - pay for vacations, make special purchases, cover college costs, and more. Start off with as little as $50, schedule automatic transfers to boost your balance, and feel good that you're taking the right steps to build a better tomorrow with our competitive rates.

FAQs

You can open the Carter Savings Account with just $50, but you'll need to maintain at least $100 daily to avoid a monthly $5 maintenance fee, with a 30-day grace period allowed.

Interest is compounded daily and credited quarterly, using the daily balance method to maximize growth.

You can link your Savings Account as a backup source for overdraft protection — transfers are triggered automatically when checking funds run short.

Carter Bank will charge your savings account after surpassing 6 transfers each month.

Checking your way

Get checking account options, all with convenient digital tools.


1 Requirement: $50.00 minimum to open an account. A $100 minimum daily balance must be maintained to avoid $5 monthly minimum balance fee. 30 day grace period to get to minimum balance.

APY = Annual Percentage Yield.

All promotional offers, products and services offered by Carter Bank are subject to updates, modifications and/or termination at any time after account opening.

 

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.